Personal loans in Dumas, MS

Dumas, Mississippi — home to about 455 people — is a small community, so the terms you are offered follow Mississippi law rather than any local rule. If debt is already a strain, a nonprofit credit counsellor can help Dumas residents before they take on more. A lender that serves Dumas operates under Mississippi lending statutes and a Mississippi supervisor. A larger market lies at Ripley, MS about 9 miles away.

Dumas by the numbers

What follows is Dumas's place in the Census record, alongside the Mississippi rules that govern a personal loan made here.

• Population: about 455, ranked 207th of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 2.4% since the 2020 count.
• Absolute change: 11 residents lost between 2020 and 2023.
• Size percentile: about 31% of Mississippi's Census places are smaller than Dumas.
• Population density: about 117 people per square mile (Census land area 3.9 sq mi).
• Land area: Dumas covers 3.9 square miles, the 124th-largest area among Mississippi's 299 places.
• Within Mississippi: about 0.0% of the state's population lives in Dumas.
• National standing: Dumas ranks 13,554th of 19,457 US places.
• Growth rank: Dumas ranks 133rd among Mississippi's 299 places for the 2020-to-2023 change.
• Versus Mississippi: the state average change is -2.3%, while Dumas moved 2.4%.
• Density rank: Dumas places 270th among Mississippi's places by people per square mile.
• Density in context: Dumas's 117 people per square mile sit against a Mississippi median of 434.
• Location: the Census Gazetteer records it at 34.6380, -88.8431.
• Nearest larger cities: Ripley (9 mi); Blue Mountain (11 mi); New Albany (14 mi); Baldwyn (15 mi); Booneville (16 mi). Living near a larger metro rarely changes what is available in Dumas.
• Smaller communities close by: Jumpertown (11 mi); Falkner (15 mi); Blue Springs (17 mi), each with its own Census population profile.
• Smaller neighbours: 27 places smaller than Dumas sit within 50 miles.
• Larger places within 100 miles: 185.

The state rulebook for Dumas

Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Dumas lender must follow.

A pre-application checklist for Dumas

Complete these steps first when you borrow in Dumas (455 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Mississippi regulator's licence list.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

None of these steps is Dumas-specific: the same Mississippi licensing and disclosure rules reach all 455 residents.

How lenders reach Dumas

Dumas is lightly settled, with about 117 people per square mile and 46 larger places within 50 miles. Distance to a branch rarely matters for Dumas's 455 residents: the application is online and the price follows your credit file. The nearest bigger place is Ripley, MS about 9 miles away.

Where Dumas sits in Mississippi

Dumas is the 207th-largest of 299 Census places in Mississippi and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 133rd of 299 Mississippi places, putting it near the 56th percentile for growth. At about 117 people per square mile, Dumas is the 270th most densely settled place in Mississippi. Between 2020 and 2023 the count changed by roughly 11 residents.

Where Dumas sits

Dumas covers about 3.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 117 residents per square mile. Jackson, the largest place in Mississippi, is about 179 miles from Dumas. Dumas has 46 larger places within a 50-mile radius. By land area it ranks 124th of 299 Mississippi places.