Personal loans in Mantachie, MS

With roughly 1,140 residents, Mantachie is a small community, and the lending rules its borrowers live under are written in Mississippi, not by the city. Compare APR, not the interest rate, because the APR folds in most fees on a Mantachie loan. A single loan can carry different costs on either side of a state line, and Mantachie sits on the Mississippi side of that line. The next larger city is Fulton, MS about 7 miles away.

Where Mantachie stands

What follows is Mantachie's place in the Census record, alongside the Mississippi rules that govern a personal loan made here.

• Population: an estimated 1,140 residents, 142nd of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
• Population trend: Up about 1.4% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 16 more people than the 2020 Census counted.
• Size percentile: about 53% of Mississippi's Census places are smaller than Mantachie.
• Population density: about 265 people per square mile across 4.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Mantachie covers 4.3 square miles, the 118th-largest area among Mississippi's 299 places.
• Water: Mantachie holds about 0.01 square miles, the 130th-largest water area in Mississippi.
• Share of Mississippi: Mantachie holds about 0.1% of the state's population, some 1,140 people.
• National rank: Mantachie is 9,733rd of 19,457 places nationwide.
• Growth rank: Mantachie ranks 35th among Mississippi's 299 places for the 2020-to-2023 change.
• State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Mantachie's 1.4%.
• Density rank: Mantachie places 228th among Mississippi's places by people per square mile.
• Against the state median: Mantachie runs about 265 residents per square mile, where the Mississippi median is 434.
• Location: 34.3213, -88.5026 (Census Gazetteer coordinates).
• Nearest larger cities: Fulton (7 mi); Saltillo (12 mi); Guntown (13 mi); Tupelo (14 mi); Baldwyn (15 mi). Larger metros often have more branches, but online lenders reach Mantachie on the same terms.
• Smaller places nearby: Plantersville (12 mi); Marietta (12 mi); Tremont (16 mi).
• Within a 50-mile radius: 42 smaller Census places.
• Larger places within 100 miles: 105.

Mississippi rules behind a Mantachie personal loan

These are Mississippi's sourced lending facts as they reach Mantachie's 1,140 residents; the state has no city-level rate rule.

The Mantachie borrowing checklist

Before you apply in Mantachie, a community of about 1,140, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Mississippi licence with the regulator listed on this page.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

What differs between Mantachie and the rest of Mississippi is not the process but the borrower's own file, among the 1,140 people here.

Mantachie against the rest of Mississippi

Mantachie is the 142nd-largest of 299 Census places in Mississippi and contains about 0.1% of the state's people. For population change between 2020 and 2023, Mantachie ranks 35th of 299 in Mississippi (about the 88th percentile). Its roughly 265 residents per square mile place it 228th among Mississippi's places. Between 2020 and 2023 the count changed by roughly 16 residents.

Mantachie on the map

Mantachie covers about 4.3 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). That land carries about 265 people per square mile. The largest place in Mississippi, Jackson, lies about 170 miles away. A 50-mile radius around Mantachie takes in 28 places that are larger. By land area it ranks 118th of 299 Mississippi places.

Getting a loan in Mantachie

Mantachie is a lightly settled community of about 1,140 people, with 28 larger places inside a 50-mile radius. A Mississippi licence lets a lender serve Mantachie without a local office, so branch density does not change what its 1,140 residents are offered. For a larger market, the closest option is Fulton, MS about 7 miles away.