Personal loans in Almena, WI

What the Census records for Almena

Only a few things actually differ by place — population, area, location, and the Wisconsin rules a lender must follow — and they are below.

• Population: about 704 people live here, which puts Almena 426th of 605 Census places in Wisconsin (Vintage 2023).
• Population trend: A loss of roughly 0.4% between 2020 and 2023.
• People gained or lost: about 3 fewer since the 2020 base.
• Size percentile: Almena sits ahead of around 30% of Wisconsin places, at 704 people.
• Land and density: 1.1 square miles of land carry roughly 621 residents per square mile.
• By land area: Almena ranks 458th among Wisconsin's 605 places, at 1.1 sq mi.
• Share of state population: Almena's 704 residents are about 0.0% of Wisconsin.
• Nationally: Almena is the 11,779th-largest of 19,457 Census places in the dataset.
• Growth in Wisconsin: Almena stands 323rd by percentage change from 2020 to 2023, among 605 places.
• State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Almena's 0.4%.
• Density rank: Almena is the 371st most densely settled place in Wisconsin.
• Against the state median: Almena runs about 621 residents per square mile, where the Wisconsin median is 800.
• Location: mapped by the US Census Bureau at 45.4149, -92.0383.
• Nearest larger cities: Turtle Lake (6 mi); Cumberland (8 mi); Barron (9 mi); Cameron (15 mi); Rice Lake (15 mi). Living near a larger metro rarely changes what is available in Almena.
• Smaller towns nearby: Clayton (9 mi); Prairie Farm (13 mi); Dallas (15 mi).
• Smaller places within 50 miles: 23 of them.
• Larger places within 100 miles: 275.

Almena in state context

Set beside Wisconsin's 605 places, Almena ranks 426th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Almena stands 323rd among Wisconsin's 605 places — roughly the 47th percentile. Its roughly 621 residents per square mile place it 371st among Wisconsin's places. Between 2020 and 2023 the count changed by roughly 3 residents.

The Almena borrowing checklist

Before you apply in Almena, a community of about 704, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the Wisconsin regulator's licence records before you sign.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

What differs between Almena and the rest of Wisconsin is not the process but the borrower's own file, among the 704 people here.

What is available to Almena borrowers

Almena is a moderately settled community of about 704 people, with 64 larger places inside a 50-mile radius. What is available to Almena's 704 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Turtle Lake, WI about 6 miles away.

The anatomy of a Almena personal loan

Almena is a small community of about 704 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Almena's rank of 426th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Almena loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Wisconsin consumer-lending rules applied in Almena

This table holds the Wisconsin rate and licensing rules for consumer loans made to Almena's 704 residents.