Personal loans in Clear Lake, WI

The next larger city is Amery, WI about 6 miles away. The 2020 count to the 2023 estimate shows about 0.9% growth in Clear Lake. Lenders active in Clear Lake report to a Wisconsin supervisor, identified in the sourced rows below. Pull your credit reports and line up at least three offers before you apply from Clear Lake.

Clear Lake by the numbers

Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.

• Population: 1,102 people, a figure that places Clear Lake 351st among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
• Population trend: Roughly 0.9% more residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a gain of about 10 residents.
• Size percentile: Clear Lake's 1,102 people outrank roughly 42% of the places in Wisconsin.
• Population density: about 424 people per square mile (Census land area 2.6 sq mi).
• By land area: Clear Lake ranks 260th among Wisconsin's 605 places, at 2.6 sq mi.
• Water area: Clear Lake has 0.03 square miles of water, ranking 286th of 605 places in Wisconsin.
• Share of state population: Clear Lake's 1,102 residents are about 0.0% of Wisconsin.
• National rank: Clear Lake is the 9,847th most populous of the 19,457 Census places covered here.
• Growth in Wisconsin: Clear Lake stands 167th by percentage change from 2020 to 2023, among 605 places.
• Against the state trend: Clear Lake's 0.9% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density rank: Clear Lake places 457th among Wisconsin's places by people per square mile.
• Density in context: Clear Lake's 424 people per square mile sit against a Wisconsin median of 800.
• Location: latitude 45.2480, longitude -92.2678 (Census Gazetteer).
• Nearest larger cities: Amery (6 mi); Glenwood City (14 mi); New Richmond (16 mi); St. Croix Falls (21 mi); Woodville (21 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Deer Park (7 mi); Clayton (7 mi); Turtle Lake (11 mi).
• Smaller places within 50 miles: 43 of them.
• Larger places within 100 miles: 254.

Where Clear Lake sits in Wisconsin

Within Wisconsin, Clear Lake holds roughly 0.0% of all residents, the 351st-largest share among 605 places. For population change between 2020 and 2023, Clear Lake ranks 167th of 605 in Wisconsin (about the 72th percentile). Its roughly 424 residents per square mile place it 457th among Wisconsin's places. Between 2020 and 2023 the count changed by roughly 10 residents.

Wisconsin rules behind a Clear Lake personal loan

For the roughly 1,102 residents of Clear Lake, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.

Before you apply in Clear Lake

Complete these steps first when you borrow in Clear Lake (1,102 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Wisconsin licence by checking the regulator named above.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Keep the amount to the expense; an approval is not a reason to take more.

In Clear Lake as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 1,102 residents.

Borrowing reach in Clear Lake

Clear Lake is lightly settled, with about 424 people per square mile and 90 larger places within 50 miles. Distance to a branch rarely matters for Clear Lake's 1,102 residents: the application is online and the price follows your credit file. The nearest larger city, Amery, WI about 6 miles away.

What a Clear Lake borrower is actually offered

A Clear Lake personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,102 residents. Two numbers drive a Clear Lake loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Clear Lake loan but raises total interest, so the smallest payment is not the cheapest loan.