Personal loans in Dallas, WI

The nearest larger metro is Prairie Farm, WI about 8 miles away. A 2020-to-2023 comparison shows Dallas down by about 1.4%. State law, not city hall, decides what a lender may do to Dallas's roughly 353 residents, and a state regulator supervises it. Work out your debt-to-income ratio first; lenders weigh it heavily, and Dallas's 353 residents are no exception.

Dallas by the numbers

Two layers matter for a Dallas borrower: the local population picture and Wisconsin's consumer-lending statutes.

• Population: a Census-estimated 353, 526th among Wisconsin's 605 places (Vintage 2023).
• Population trend: Lower by roughly 1.4% since the 2020 count.
• Net change: roughly 5 fewer people than the 2020 Census counted.
• Size percentile: with 353 residents, Dallas is larger than about 13% of Wisconsin's Census places.
• Population density: 244 people per square mile on 1.4 square miles of land.
• By land area: Dallas ranks 401st among Wisconsin's 605 places, at 1.4 sq mi.
• Water area rank: Dallas ranks 257th among Wisconsin's 605 places, with 0.04 sq mi.
• Share of Wisconsin: Dallas holds about 0.0% of the state's population, some 353 people.
• Nationally: Dallas is the 14,565th-largest of 19,457 Census places in the dataset.
• Growth rank: Dallas's 2020-to-2023 change ranks 449th of 605 places in Wisconsin.
• Against the state trend: Dallas's 1.4% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density rank: Dallas is the 538th most densely settled place in Wisconsin.
• Density in context: Dallas's 244 people per square mile sit against a Wisconsin median of 800.
• Location: latitude 45.2582, longitude -91.8146 (Census Gazetteer).
• Nearest larger cities: Prairie Farm (8 mi); Chetek (9 mi); Barron (10 mi); Cameron (11 mi); New Auburn (13 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller places: Ridgeland (6 mi); Wheeler (15 mi); Downing (21 mi).
• Smaller places within 50 miles: 14 of them.
• At 100 miles: 325 larger Census places fall inside that radius.

How lenders reach Dallas

Dallas is lightly settled, with about 244 people per square mile and 65 larger places within 50 miles. Distance to a branch rarely matters for Dallas's 353 residents: the application is online and the price follows your credit file. The nearest larger city, Prairie Farm, WI about 8 miles away.

Steps to take before a Dallas loan

Before you hand your details to a lender in Dallas, where the population is near 353:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Wisconsin regulator's licence records before you sign.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Test the payment against your current bills before you commit.
7. Weigh a shorter term's higher payment against the interest it saves.

The process is identical across Wisconsin; what changes is your credit file, not the fact that Dallas holds 353 people.

Dallas's place among Wisconsin's 605 places

Within Wisconsin, Dallas holds roughly 0.0% of all residents, the 526th-largest share among 605 places. Its 2020-to-2023 change ranks 449th of 605 Wisconsin places, putting it near the 26th percentile for growth. At about 244 people per square mile, Dallas is the 538th most densely settled place in Wisconsin. Between 2020 and 2023 the count changed by roughly 5 residents.

The state rulebook for Dallas

This table holds the Wisconsin rate and licensing rules for consumer loans made to Dallas's 353 residents.

Inside a Dallas personal loan

Dallas is a small community of about 353 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Dallas. Because the payment is fixed, the total cost of a Dallas loan is knowable in advance — unlike a revolving card balance.