Personal loans in Albany, IL

Albany, Illinois — home to about 846 people — is a small community, so the terms you are offered follow Illinois law rather than any local rule. Census figures put the 2020-to-2023 decrease in Albany at about 1.5%. Compare APR, not the interest rate, because the APR folds in most fees on a Albany loan. For a bigger market, look to Camanche, IA about 3 miles away.

What the Census records for Albany

Most of what governs a Albany loan is written in Illinois law rather than in the city; the sourced notes below make that split concrete.

• Population: 846 people, a figure that places Albany 698th among the 1,294 Census places in Illinois (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 1.5% between 2020 and 2023.
• People gained or lost: about 13 fewer since the 2020 base.
• Size percentile: roughly 46% of Illinois places rank below Albany.
• Population density: about 790 people per square mile across 1.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Albany's 1.1 square miles rank 703rd of 1,294 places in Illinois.
• Share of state population: Albany's 846 residents are about 0.0% of Illinois.
• Nationally: Albany is the 10,943rd-largest of 19,457 Census places in the dataset.
• Growth in Illinois: Albany stands 381st by percentage change from 2020 to 2023, among 1,294 places.
• Against the state trend: Albany's 1.5% change compares with a Illinois average of -2.0% across its 1,294 places.
• Density rank: Albany is the 794th most densely settled place in Illinois.
• Density in context: Albany's 790 people per square mile sit against a Illinois median of 993.
• Location: latitude 41.7861, longitude -90.2164 (Census Gazetteer).
• Nearest larger cities: Camanche (3 mi); Clinton (4 mi); Fulton (6 mi); Princeton (11 mi); Erie (11 mi). Larger metros often have more branches, but online lenders reach Albany on the same terms.
• Smaller places close by: Low Moor (7 mi); Cordova (9 mi); McCausland (12 mi).
• Smaller neighbours: 80 places smaller than Albany sit within 50 miles.
• Within 100 miles: 313 places are larger than Albany.

How personal loans work in Albany

With roughly 846 residents, Albany is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Albany lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Albany loan but raises total interest, so the smallest payment is not the cheapest loan.

Albany's place among Illinois's 1,294 places

Within Illinois, Albany holds roughly 0.0% of all residents, the 698th-largest share among 1,294 places. Its 2020-to-2023 change ranks 381st of 1,294 Illinois places, putting it near the 71th percentile for growth. At about 790 people per square mile, Albany is the 794th most densely settled place in Illinois. In land area, Albany ranks 703rd among Illinois's 1,294 places.

Where Albany sits

Inside Albany's boundaries lie about 1.1 square miles of land, with no significant water area recorded. With 846 residents, the land area yields roughly 790 people per square mile. The largest place in Illinois, Chicago, lies about 130 miles away. Within 50 miles of Albany there are 65 larger Census places. Within the same 50 miles lie 80 smaller Census places.

The state rulebook for Albany

When Illinois does not publish a figure, the row links to the source instead of inventing a number; Albany is bound by the same rules.

Getting a loan in Albany

Albany is a moderately settled community of about 846 people, with 65 larger places inside a 50-mile radius. A Illinois licence lets a lender serve Albany without a local office, so branch density does not change what its 846 residents are offered. The nearest bigger place is Camanche, IA about 3 miles away.