Personal loans in Cordova, IL
Cordova is a small community in Illinois, with an estimated 656 residents, and every licensed lender here follows the same state rulebook. With 656 residents, Cordova outranks about 41% of the communities in Illinois.
The next larger city is Princeton, IA about 2 miles away. Cordova lost roughly 2.8% of its population across the 2020-to-2023 comparison. A single loan can carry different costs on either side of a state line, and Cordova sits on the Illinois side of that line. Use the calculator on this page to price an amount and term before you commit in Cordova.
Cordova: the sourced local profile
Here is the sourced Census picture for Cordova, plus the Illinois lending rules that apply to a loan taken out here.
- Population: about 656 people live here, which puts Cordova 769th of 1,294 Census places in Illinois (Vintage 2023).
- Population trend: Roughly 2.8% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 19 residents.
- Size percentile: Cordova's 656 people outrank roughly 41% of the places in Illinois.
- Population density: about 1,143 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Cordova's 0.6 square miles rank 991st of 1,294 places in Illinois.
- Share of Illinois: Cordova holds about 0.0% of the state's population, some 656 people.
- National standing: Cordova ranks 12,063rd of 19,457 US places.
- Growth rank: Cordova's 2020-to-2023 change ranks 888th of 1,294 places in Illinois.
- Against the state trend: Cordova's 2.8% change compares with a Illinois average of -2.0% across its 1,294 places.
- Density in Illinois: Cordova ranks 564th by people per square mile.
- Density in context: Cordova's 1,143 people per square mile sit against a Illinois median of 993.
- Location: 41.6770, -90.3207 (US Census Bureau Gazetteer).
- Nearest larger cities: Princeton (2 mi); Port Byron (4 mi); Le Claire (6 mi); Rapids City (7 mi); Camanche (8 mi). Larger metros often have more branches, but online lenders reach Cordova on the same terms.
- Smaller communities close by: McCausland (8 mi); Low Moor (9 mi); Hillsdale (9 mi), each with its own Census population profile.
- Within a 50-mile radius: 63 smaller Census places.
- Larger places within 100 miles: 332.
Cordova on the map
The Census Gazetteer records about 0.6 square miles of land within Cordova, with no significant water area listed. Spread across it are roughly 1,143 residents per square mile. The state's population centre of gravity, Chicago, is roughly 136 miles away. Counting outward 50 miles, 80 larger communities surround Cordova. By land area it ranks 991st of 1,294 Illinois places.
Which Illinois laws govern a loan in Cordova
Read the table as a lender's compliance picture for Cordova: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
What is available to Cordova borrowers
At roughly 1,143 people per square mile, Cordova is moderately settled; 80 larger places lie within 50 miles. Lenders licensed in Illinois reach Cordova's 656 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Princeton, IA about 2 miles away.
Steps to take before a Cordova loan
Before you hand your details to a lender in Cordova, where the population is near 656:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a Illinois licence by checking the regulator named above.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
What differs between Cordova and the rest of Illinois is not the process but the borrower's own file, among the 656 people here.
Cordova against the rest of Illinois
Against Illinois's other places, Cordova accounts for about 0.0% of the state's population and ranks 769th of 1,294 by size. Its 2020-to-2023 change ranks 888th of 1,294 Illinois places, putting it near the 31th percentile for growth. By density, at about 1,143 people per square mile, it ranks 564th in Illinois. Between 2020 and 2023 the count changed by roughly 19 residents.
Common questions
What are my options in Cordova if my credit is poor?
What loan size can I expect in Cordova?
Do I have to pledge anything to borrow in Cordova?
Does comparing loans in Cordova cost me credit score points?
Nearby places
- Princeton, IA — population 916
- Port Byron, IL — population 1,627
- Le Claire, IA — population 4,744
- Rapids City, IL — population 938
- Camanche, IA — population 4,552
- Low Moor, IA — population 241
- McCausland, IA — population 311
- Hampton, IL — population 1,738