Personal loans in Erie, IL
Erie, Illinois — home to about 1,485 people — is a small community, so the terms you are offered follow Illinois law rather than any local rule. Census figures put the 2020-to-2023 decrease in Erie at about 2.3%.
By population, Erie sits at 538th in Illinois, with an estimated 1,485 residents. Verify the lender's Illinois licence against the regulator named below before borrowing in Erie. Consumer lending that reaches Erie's 1,485 residents is governed by Illinois statute; no city ordinance changes it. A larger market lies at Prophetstown, IL about 8 miles away.
The Erie data picture
Read the local figures below as context; read the sourced Illinois table as the rulebook a lender here must follow.
- Population: 1,485 people, a figure that places Erie 538th among the 1,294 Census places in Illinois (US Census Bureau, Vintage 2023).
- Population trend: About 2.3% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 35 residents.
- Size percentile: roughly 58% of Illinois's places have fewer residents than Erie's 1,485.
- Density: the Census land area of 1.4 sq mi holds about 1,076 people per square mile.
- Land area rank: Erie's 1.4 square miles rank 602nd of 1,294 places in Illinois.
- Water area rank: Erie ranks 463rd among Illinois's 1,294 places, with 0.01 sq mi.
- Share of state population: Erie's 1,485 residents are about 0.0% of Illinois.
- National rank: Erie is the 8,721st most populous of the 19,457 Census places covered here.
- Growth in Illinois: Erie stands 713th by percentage change from 2020 to 2023, among 1,294 places.
- Against the state trend: Erie's 2.3% change compares with a Illinois average of -2.0% across its 1,294 places.
- Density rank: Erie is the 606th most densely settled place in Illinois.
- Density vs Illinois: Erie's 1,076 people per square mile compare with a state median of 993.
- Location: coordinates 41.6586, -90.0813 (US Census Bureau Gazetteer).
- Nearest larger cities: Prophetstown (8 mi); Morrison (12 mi); Port Byron (13 mi); Camanche (14 mi); Geneseo (15 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller places: Hillsdale (6 mi); Lyndon (9 mi); Albany (11 mi).
- Smaller places within 50 miles: 104 of them.
- Larger places within 100 miles: 233.
How Erie compares across Illinois
Among Illinois's 1,294 places, Erie sits at 538th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Erie ranks 713th of 1,294 in Illinois (about the 45th percentile). At about 1,076 people per square mile, Erie is the 606th most densely settled place in Illinois. The population moved by about 35 people between 2020 and 2023, a 2.3% shift.
Land, water and location for Erie
Erie covers about 1.4 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). With 1,485 residents, the land area yields roughly 1,076 people per square mile. For the state's biggest city, Chicago, the distance is roughly 124 miles. Counting outward 50 miles, 45 larger communities surround Erie. By land area it ranks 602nd of 1,294 Illinois places.
The Illinois lending rules that reach Erie
For the roughly 1,485 residents of Erie, the rules below are Illinois's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Inside a Erie personal loan
With roughly 1,485 residents, Erie is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Erie. The term you choose in Erie decides the split between a comfortable payment and the total interest you pay.
Borrowing reach in Erie
With about 1,076 residents per square mile, Erie is moderately settled, and 45 larger Census places sit within 50 miles. Whether Erie has a local branch or not, a Illinois-licensed lender can serve its 1,485 people online on the same terms. The nearest larger city, Prophetstown, IL about 8 miles away.
Common questions
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Nearby places
- Hillsdale, IL — population 407
- Prophetstown, IL — population 1,904
- Lyndon, IL — population 525
- Albany, IL — population 846
- Morrison, IL — population 3,981
- Hooppole, IL — population 174
- Geneseo, IL — population 6,525
- Fulton, IL — population 3,567