Personal loans in Yorktown, TX
About 1,793 people live in Yorktown, placing it 642nd of 1,224 Census places in Texas. Yorktown counts about 1,793 people, and what is genuinely local about borrowing here is limited — Texas law does the governing.
Yorktown shed about 1.3% of its population between the 2020 base and the 2023 estimate. Read the disclosure for an origination fee and any prepayment penalty before signing in Yorktown. Lenders active in Yorktown report to a Texas supervisor, identified in the sourced rows below. A larger market lies at Cuero, TX about 16 miles away.
The Yorktown data picture
What follows is Yorktown's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: about 1,793, ranked 642nd of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 1.3% between 2020 and 2023.
- Net change: roughly 23 fewer people than the 2020 Census counted.
- Size percentile: with 1,793 residents, Yorktown is larger than about 48% of Texas's Census places.
- Land and density: 1.7 square miles of land carry roughly 1,038 residents per square mile.
- By land area: Yorktown ranks 790th among Texas's 1,224 places, at 1.7 sq mi.
- State population share: Yorktown accounts for about 0.0% of everyone in Texas.
- National rank: Yorktown is the 8,025th most populous of the 19,457 Census places covered here.
- Growth rank: Yorktown ranks 990th among Texas's 1,224 places for the 2020-to-2023 change.
- Against the state trend: Yorktown's 1.3% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Yorktown places 491st among Texas's places by people per square mile.
- Against the state median: Yorktown runs about 1,038 residents per square mile, where the Texas median is 840.
- Location: mapped by the US Census Bureau at 28.9828, -97.5050.
- Nearest larger cities: Cuero (16 mi); Kenedy (24 mi); Karnes City (25 mi); Nixon (25 mi); Yoakum (30 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Nordheim (8 mi); Runge (14 mi); Smiley (21 mi).
- Within a 50-mile radius: 9 smaller Census places.
- Larger places within 100 miles: 97.
Borrowing reach in Yorktown
Yorktown is a moderately settled community of about 1,793 people, with 14 larger places inside a 50-mile radius. Distance to a branch rarely matters for Yorktown's 1,793 residents: the application is online and the price follows your credit file. The nearest bigger place is Cuero, TX about 16 miles away.
What Texas law requires in Yorktown
Below are the Texas rules that apply to a loan made in Yorktown, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Steps to take before a Yorktown loan
A sensible order of operations for a loan in Yorktown, home to about 1,793 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Texas licence with the regulator listed on this page.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
What differs between Yorktown and the rest of Texas is not the process but the borrower's own file, among the 1,793 people here.
Yorktown against the rest of Texas
Among Texas's 1,224 places, Yorktown sits at 642nd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 990th of 1,224 Texas places, putting it near the 19th percentile for growth. By density, at about 1,038 people per square mile, it ranks 491st in Texas. Within 50 miles sit 9 smaller Census places, alongside the 14 that are larger.
The geography behind Yorktown
Yorktown covers about 1.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,038 people per square mile. For the state's biggest city, Houston, the distance is roughly 139 miles. Counting outward 50 miles, 14 larger communities surround Yorktown. By land area it ranks 790th of 1,224 Texas places.
Common questions
What are my options in Yorktown if my credit is poor?
What loan size can I expect in Yorktown?
Do I have to pledge anything to borrow in Yorktown?
Does comparing loans in Yorktown cost me credit score points?
Nearby places
- Nordheim, TX — population 338
- Runge, TX — population 946
- Cuero, TX — population 8,204
- Smiley, TX — population 488
- Goliad, TX — population 1,683
- Nixon, TX — population 2,389
- Kenedy, TX — population 3,403
- Karnes City, TX — population 3,112