Personal loans in Runge, TX
The first question in Runge is not the rate on offer but whether the payment fits; about 946 people live here under Texas lending law. The Census estimates 946 residents in Runge, which ranks it 817th of 1,224 places in Texas.
A 2020-to-2023 comparison shows Runge up by about 5.7%. To lend to Runge's 946 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. Rate-shopping from Runge costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Borrowers who want a bigger city can look to Kenedy, TX about 10 miles away.
Runge: the sourced local profile
Here is the sourced Census picture for Runge, plus the Texas lending rules that apply to a loan taken out here.
- Population: the Census counts 946 residents in Runge (Vintage 2023 subcounty estimate), the 817th-largest figure among Texas's 1,224 places.
- Population trend: Growth of about 5.7% across the 2020-to-2023 comparison.
- Net change: roughly 51 more people than the 2020 Census counted.
- Size percentile: about 33% of Texas's Census places are smaller than Runge.
- Density: the Census land area of 1.2 sq mi holds about 804 people per square mile.
- Land area: Runge covers 1.2 square miles, the 945th-largest area among Texas's 1,224 places.
- Share of state population: Runge's 946 residents are about 0.0% of Texas.
- National rank: Runge is the 10,466th most populous of the 19,457 Census places covered here.
- Growth in Texas: Runge stands 394th by percentage change from 2020 to 2023, among 1,224 places.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Runge's 5.7%.
- Density rank: Runge is the 639th most densely settled place in Texas.
- Against the state median: Runge runs about 804 residents per square mile, where the Texas median is 840.
- Location: latitude 28.8863, longitude -97.7131 (Census Gazetteer).
- Nearest larger cities: Kenedy (10 mi); Karnes City (11 mi); Yorktown (14 mi); Goliad (24 mi); Poth (26 mi). Online lenders reach Runge no matter how far the nearest branch is.
- Smaller places nearby: Nordheim (7 mi); Falls City (20 mi); Smiley (27 mi).
- Smaller places within 50 miles: 5 of them.
- Larger places within 100 miles: 116.
What is available to Runge borrowers
At roughly 804 people per square mile, Runge is moderately settled; 22 larger places lie within 50 miles. A Texas licence lets a lender serve Runge without a local office, so branch density does not change what its 946 residents are offered. For a larger market, the closest option is Kenedy, TX about 10 miles away.
Runge in state context
Among Texas's 1,224 places, Runge sits at 817th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 394th of 1,224 Texas places, putting it near the 68th percentile for growth. Its roughly 804 residents per square mile place it 639th among Texas's places. In land area, Runge ranks 945th among Texas's 1,224 places.
Runge on the map
Runge covers about 1.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 804 people per square mile. Houston, the largest place in Texas, is about 153 miles from Runge. A 50-mile radius around Runge takes in 22 places that are larger. Within the same 50 miles lie 5 smaller Census places.
What Texas law requires in Runge
Below are the Texas rules that apply to a loan made in Runge, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Before you apply in Runge
These steps shape the offer you get in Runge, a place of about 946 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Texas licence by checking the regulator named above.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
The process is identical across Texas; what changes is your credit file, not the fact that Runge holds 946 people.
Common questions
What are my options in Runge if my credit is poor?
What loan size can I expect in Runge?
Do I have to pledge anything to borrow in Runge?
Does comparing loans in Runge cost me credit score points?
Nearby places
- Nordheim, TX — population 338
- Kenedy, TX — population 3,403
- Karnes City, TX — population 3,112
- Yorktown, TX — population 1,793
- Falls City, TX — population 512
- Goliad, TX — population 1,683
- Nixon, TX — population 2,389
- Smiley, TX — population 488