Personal loans in Yatesville, PA

Census figures put the 2020-to-2023 increase in Yatesville at about 0.8%. At about 644 residents, Yatesville is larger than roughly 30% of the places in Pennsylvania. A lender serving Yatesville holds a Pennsylvania licence and answers to a Pennsylvania regulator; no city office is involved for its 644 residents. Use the calculator on this page to price an amount and term before you commit in Yatesville. To lend to Yatesville's 644 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. Borrowers who want a bigger city can look to Laflin, PA about 1 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Yatesville: population, trend and location

Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.

How Yatesville compares across Pennsylvania

Set beside Pennsylvania's 1,013 places, Yatesville ranks 708th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Yatesville stands 113th among Pennsylvania's 1,013 places — roughly the 89th percentile. By density, at about 1,027 people per square mile, it ranks 721st in Pennsylvania. The population moved by about 5 people between 2020 and 2023, a 0.8% shift.

Borrowing reach in Yatesville

Yatesville is a moderately settled community of about 644 people, with 118 larger places inside a 50-mile radius. A Pennsylvania licence lets a lender serve Yatesville without a local office, so branch density does not change what its 644 residents are offered. The nearest bigger place is Laflin, PA about 1 miles away.

Land, water and location for Yatesville

Inside Yatesville's boundaries lie about 0.6 square miles of land, with no significant water area recorded. That land carries about 1,027 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 96 miles. A 50-mile radius around Yatesville takes in 118 places that are larger. Within the same 50 miles lie 45 smaller Census places.

The anatomy of a Yatesville personal loan

In Yatesville, a small community of about 644, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Yatesville can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Yatesville loan is knowable in advance — unlike a revolving card balance.

What Pennsylvania law requires in Yatesville

The rows below set out what a licensed lender must follow in Pennsylvania, and so for Yatesville's roughly 644 residents.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)).
Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)).
Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974)
as of 2026-09-16
Payday lending statusNo separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted.
Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Yatesville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Yatesville is the same as anywhere in Pennsylvania.
What loan size can I expect in Yatesville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Yatesville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Yatesville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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