Personal loans in Avoca, PA

The trend for Avoca between 2020 and 2023 is upward by roughly 0.7%. A single loan can carry different costs on either side of a state line, and Avoca sits on the Pennsylvania side of that line. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Avoca loan. The nearest larger metro is Dupont, PA about 1 miles away.

Avoca by the numbers

Set out below is Avoca's local context next to the state-level rules that reach every lender here.

• Population: 2,524 people, a figure that places Avoca 368th among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: Growth of about 0.7% across the 2020-to-2023 comparison.
• Absolute change: 17 residents added between 2020 and 2023.
• Size percentile: roughly 64% of Pennsylvania places rank below Avoca.
• Density: roughly 2,475 residents per square mile, spread over 1.0 sq mi of land.
• Land area: Avoca covers 1.0 square miles, the 431st-largest area among Pennsylvania's 1,013 places.
• State share: roughly 0.0% of Pennsylvania's residents live in Avoca (2,524 people).
• National rank: Avoca sits 6,810th by population among the 19,457 places in this dataset.
• Growth rank: Avoca ranks 123rd among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Against the state trend: Avoca's 0.7% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density rank: Avoca is the 410th most densely settled place in Pennsylvania.
• Against the state median: Avoca runs about 2,475 residents per square mile, where the Pennsylvania median is 1,990.
• Location: mapped by the US Census Bureau at 41.3382, -75.7422.
• Nearest larger cities: Dupont (1 mi); Duryea (2 mi); Old Forge (2 mi); Moosic (2 mi); Pittston (2 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Hughestown (2 mi); Yatesville (3 mi); Laflin (4 mi), each with its own Census population profile.
• Within a 50-mile radius: 87 smaller Census places.
• Larger places within 100 miles: 412.

Getting a loan in Avoca

Avoca is fairly dense, with about 2,475 people per square mile and 65 larger places within 50 miles. A Pennsylvania licence lets a lender serve Avoca without a local office, so branch density does not change what its 2,524 residents are offered. For a larger market, the closest option is Dupont, PA about 1 miles away.

The geography behind Avoca

Avoca covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 2,475 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 97 miles away. Counting outward 50 miles, 65 larger communities surround Avoca. Within the same 50 miles lie 87 smaller Census places.

How Avoca compares across Pennsylvania

Set beside Pennsylvania's 1,013 places, Avoca ranks 368th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 123rd of 1,013 Pennsylvania places, putting it near the 88th percentile for growth. Its roughly 2,475 residents per square mile place it 410th among Pennsylvania's places. Within 50 miles sit 87 smaller Census places, alongside the 65 that are larger.

Inside a Avoca personal loan

A Avoca personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,524 residents. Federal Truth in Lending rules require a Avoca lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Avoca loan but raises total interest, so the smallest payment is not the cheapest loan.

How Pennsylvania law applies in Avoca

This table holds the Pennsylvania rate and licensing rules for consumer loans made to Avoca's 2,524 residents.