Personal loans in Yankee Lake, OH
The Census counts 74 people in Yankee Lake, the 914th-largest figure among Ohio's 924 places. Two households in Yankee Lake with comparable incomes can still be offered different rates; the city's 74 residents are not the reason.
The 2020 count to the 2023 estimate shows about 1.3% decline in Yankee Lake. Read the disclosure for an origination fee and any prepayment penalty before signing in Yankee Lake. Lenders active in Yankee Lake report to a Ohio supervisor, identified in the sourced rows below. The closest larger city is Sharon, PA about 4 miles away.
What the Census records for Yankee Lake
Set out below is Yankee Lake's local context next to the state-level rules that reach every lender here.
- Population: an estimated 74 residents, 914th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 1.3% from 2020 to 2023.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: roughly 1% of Ohio's places have fewer residents than Yankee Lake's 74.
- Density: the Census land area of 0.6 sq mi holds about 131 people per square mile.
- Land area: Yankee Lake covers 0.6 square miles, the 659th-largest area among Ohio's 924 places.
- State share: roughly 0.0% of Ohio's residents live in Yankee Lake (74 people).
- National standing: Yankee Lake ranks 18,587th of 19,457 US places.
- Growth in Ohio: Yankee Lake stands 563rd by percentage change from 2020 to 2023, among 924 places.
- Versus Ohio: the state average change is +0.9%, while Yankee Lake moved 1.3%.
- Density rank: Yankee Lake places 913th among Ohio's places by people per square mile.
- Against the state median: Yankee Lake runs about 131 residents per square mile, where the Ohio median is 1,289.
- Location: 41.2682 / -80.5679, per the US Census Bureau Gazetteer.
- Nearest larger cities: Sharon (4 mi); Sharpsville (5 mi); Farrell (5 mi); Orangeville (6 mi); Wheatland (6 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: S.N.P.J. (24 mi); Cherry Valley (41 mi); Glasgow (43 mi).
- Smaller neighbours: 3 places smaller than Yankee Lake sit within 50 miles.
- Larger places within 100 miles: 690.
The geography behind Yankee Lake
The Census Gazetteer records about 0.6 square miles of land within Yankee Lake, with no significant water area listed. Spread across it are roughly 131 residents per square mile. The state's population centre of gravity, Columbus, is roughly 155 miles away. Yankee Lake has 204 larger places within a 50-mile radius. By land area it ranks 659th of 924 Ohio places.
How a Yankee Lake personal loan is priced
With roughly 74 residents, Yankee Lake is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Yankee Lake lender to disclose the APR and finance charge before you sign. The term you choose in Yankee Lake decides the split between a comfortable payment and the total interest you pay.
Borrowing reach in Yankee Lake
Yankee Lake is a lightly settled community of about 74 people, with 204 larger places inside a 50-mile radius. Lenders licensed in Ohio reach Yankee Lake's 74 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Sharon, PA about 4 miles away.
Which Ohio laws govern a loan in Yankee Lake
Ohio has no separate rate rule for Yankee Lake; the sourced rows below are what reach every lender that serves its 74 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Yankee Lake in state context
Yankee Lake is the 914th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Yankee Lake stands 563rd among Ohio's 924 places — roughly the 39th percentile. Its roughly 131 residents per square mile place it 913th among Ohio's places. Between 2020 and 2023 the count changed by roughly 1 residents.
Common questions
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Nearby places
- Sharon, PA — population 12,813
- Sharpsville, PA — population 4,147
- Orangeville, OH — population 170
- Farrell, PA — population 4,160
- Wheatland, PA — population 569
- Hubbard, OH — population 7,568
- Hermitage, PA — population 15,923
- West Middlesex, PA — population 794