Personal loans in Yankee Lake, OH

The Census counts 74 people in Yankee Lake, the 914th-largest figure among Ohio's 924 places. Two households in Yankee Lake with comparable incomes can still be offered different rates; the city's 74 residents are not the reason.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The 2020 count to the 2023 estimate shows about 1.3% decline in Yankee Lake. Read the disclosure for an origination fee and any prepayment penalty before signing in Yankee Lake. Lenders active in Yankee Lake report to a Ohio supervisor, identified in the sourced rows below. The closest larger city is Sharon, PA about 4 miles away.

What the Census records for Yankee Lake

Set out below is Yankee Lake's local context next to the state-level rules that reach every lender here.

The geography behind Yankee Lake

The Census Gazetteer records about 0.6 square miles of land within Yankee Lake, with no significant water area listed. Spread across it are roughly 131 residents per square mile. The state's population centre of gravity, Columbus, is roughly 155 miles away. Yankee Lake has 204 larger places within a 50-mile radius. By land area it ranks 659th of 924 Ohio places.

How a Yankee Lake personal loan is priced

With roughly 74 residents, Yankee Lake is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Yankee Lake lender to disclose the APR and finance charge before you sign. The term you choose in Yankee Lake decides the split between a comfortable payment and the total interest you pay.

Borrowing reach in Yankee Lake

Yankee Lake is a lightly settled community of about 74 people, with 204 larger places inside a 50-mile radius. Lenders licensed in Ohio reach Yankee Lake's 74 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Sharon, PA about 4 miles away.

Which Ohio laws govern a loan in Yankee Lake

Ohio has no separate rate rule for Yankee Lake; the sourced rows below are what reach every lender that serves its 74 people.

RuleDetailSource
State lending regulatorOhio Department of Commerce, Division of Financial Institutions (Consumer Finance Section).
Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Small-loan / installment lender licensingConsumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders.
Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders).
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages).
Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network]
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16

Yankee Lake in state context

Yankee Lake is the 914th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Yankee Lake stands 563rd among Ohio's 924 places — roughly the 39th percentile. Its roughly 131 residents per square mile place it 913th among Ohio's places. Between 2020 and 2023 the count changed by roughly 1 residents.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Yankee Lake if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Yankee Lake is the same as anywhere in Ohio.
What loan size can I expect in Yankee Lake?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Yankee Lake?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Yankee Lake cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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