Personal loans in Sharpsville, PA

The Census counts 4,147 people in Sharpsville, the 245th-largest figure among Pennsylvania's 1,013 places. Every figure below is Pennsylvania's own, applied to Sharpsville's 4,147 residents, with the publisher and retrieval date attached. The 2020 count to the 2023 estimate shows about 2.5% decline in Sharpsville. Borrowers who want a bigger city can look to Sharon, PA about 2 miles away.

Local context for Sharpsville

The figures below are Sharpsville's own — Census population, land area and coordinates — followed by the Pennsylvania rules.

• Population: 4,147 — Sharpsville ranks 245th of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 2.5% between 2020 and 2023.
• Absolute change: 107 residents lost between 2020 and 2023.
• Size percentile: bigger than about 76% of the places in Pennsylvania, with 4,147 residents in Sharpsville.
• Population density: about 2,981 people per square mile across 1.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Sharpsville's 1.4 square miles rank 326th of 1,013 places in Pennsylvania.
• Water area rank: Sharpsville ranks 380th among Pennsylvania's 1,013 places, with 0.01 sq mi.
• Share of state population: Sharpsville's 4,147 residents are about 0.1% of Pennsylvania.
• National rank: Sharpsville sits 5,370th by population among the 19,457 places in this dataset.
• Growth rank: Sharpsville ranks 786th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Sharpsville's 2.5%.
• Density rank: Sharpsville is the 324th most densely settled place in Pennsylvania.
• Density vs Pennsylvania: Sharpsville's 2,981 people per square mile compare with a state median of 1,990.
• Location: coordinates 41.2590, -80.4818 (US Census Bureau Gazetteer).
• Nearest larger cities: Sharon (2 mi); Hermitage (3 mi); Farrell (3 mi); Hubbard (8 mi); Greenville (11 mi). Online lenders reach Sharpsville no matter how far the nearest branch is.
• Smaller towns nearby: Wheatland (4 mi); Clark (4 mi); Yankee Lake (5 mi).
• Smaller places within 50 miles: 142 of them.
• Larger places within 100 miles: 201.

A practical checklist for Sharpsville borrowers

Before you apply in Sharpsville, a community of about 4,147, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Pennsylvania regulator's records to confirm the lender is licensed here.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Sharpsville-specific: the same Pennsylvania licensing and disclosure rules reach all 4,147 residents.

How Sharpsville compares across Pennsylvania

Against Pennsylvania's other places, Sharpsville accounts for about 0.1% of the state's population and ranks 245th of 1,013 by size. Its 2020-to-2023 change ranks 786th of 1,013 Pennsylvania places, putting it near the 22th percentile for growth. At about 2,981 people per square mile, Sharpsville is the 324th most densely settled place in Pennsylvania. In land area, Sharpsville ranks 326th among Pennsylvania's 1,013 places.

How Pennsylvania law applies in Sharpsville

These are Pennsylvania's sourced lending facts as they reach Sharpsville's 4,147 residents; the state has no city-level rate rule.

What a Sharpsville borrower is actually offered

Sharpsville is a small community of about 4,147 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Sharpsville lender to disclose the APR and finance charge before you sign. The term you choose in Sharpsville decides the split between a comfortable payment and the total interest you pay.

Where Sharpsville sits

Sharpsville's land area is about 1.4 square miles; a further 0.01 square miles is water. Spread across it are roughly 2,981 residents per square mile. The largest place in Pennsylvania, Philadelphia, lies about 293 miles away. A 50-mile radius around Sharpsville takes in 47 places that are larger. The 100-mile radius contains 201 larger places.