Personal loans in Wyoming, IL
Wyoming ranks 588th of 1,294 places in Illinois, with a population near 1,258. The roughly 1,258 people who live in Wyoming borrow under Illinois rules; city hall sets no personal-loan rate.
A 2020-to-2023 comparison shows Wyoming down by about 3.3%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Wyoming loan. Consumer lending that reaches Wyoming's 1,258 residents is governed by Illinois statute; no city ordinance changes it. The next larger city is Princeville, IL about 9 miles away.
Local context for Wyoming
Two layers matter for a Wyoming borrower: the local population picture and Illinois's consumer-lending statutes.
- Population: a Census-estimated 1,258, 588th among Illinois's 1,294 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 3.3%.
- Change in people: the 2020-to-2023 comparison is a loss of about 43 residents.
- Size percentile: with 1,258 residents, Wyoming is larger than about 55% of Illinois's Census places.
- Population density: 1,473 people per square mile on 0.9 square miles of land.
- Land area: Wyoming covers 0.9 square miles, the 832nd-largest area among Illinois's 1,294 places.
- State population share: Wyoming accounts for about 0.0% of everyone in Illinois.
- Nationally: Wyoming is the 9,368th-largest of 19,457 Census places in the dataset.
- Growth rank: Wyoming ranks 986th among Illinois's 1,294 places for the 2020-to-2023 change.
- Versus Illinois: the state average change is -2.0%, while Wyoming moved 3.3%.
- Density rank: Wyoming places 393rd among Illinois's places by people per square mile.
- Against the state median: Wyoming runs about 1,473 residents per square mile, where the Illinois median is 993.
- Location: 41.0638, -89.7729 (US Census Bureau Gazetteer).
- Nearest larger cities: Princeville (9 mi); Kewanee (14 mi); Galva (16 mi); Dunlap (16 mi); Chillicothe (17 mi). Larger metros often have more branches, but online lenders reach Wyoming on the same terms.
- Smaller places close by: Toulon (5 mi); Bradford (10 mi); La Fayette (11 mi).
- Within a 50-mile radius: 113 smaller Census places.
- Larger places within 100 miles: 238.
What a Wyoming borrower is actually offered
Wyoming is a small community of about 1,258 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Wyoming loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Wyoming loan is knowable in advance — unlike a revolving card balance.
Illinois rules behind a Wyoming personal loan
When Illinois does not publish a figure, the row links to the source instead of inventing a number; Wyoming is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Land, water and location for Wyoming
Wyoming covers about 0.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 1,258 residents, the land area yields roughly 1,473 people per square mile. For the state's biggest city, Chicago, the distance is roughly 121 miles. A 50-mile radius around Wyoming takes in 65 places that are larger. The 100-mile radius contains 238 larger places.
Where Wyoming sits in Illinois
Against Illinois's other places, Wyoming accounts for about 0.0% of the state's population and ranks 588th of 1,294 by size. For population change between 2020 and 2023, Wyoming ranks 986th of 1,294 in Illinois (about the 24th percentile). At about 1,473 people per square mile, Wyoming is the 393rd most densely settled place in Illinois. Between 2020 and 2023 the count changed by roughly 43 residents.
How lenders reach Wyoming
Wyoming is moderately settled, with about 1,473 people per square mile and 65 larger places within 50 miles. Whether Wyoming has a local branch or not, a Illinois-licensed lender can serve its 1,258 people online on the same terms. The nearest larger city, Princeville, IL about 9 miles away.
Common questions
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Nearby places
- Toulon, IL — population 1,152
- Princeville, IL — population 1,609
- Bradford, IL — population 656
- La Fayette, IL — population 157
- Kewanee, IL — population 12,222
- Neponset, IL — population 414
- Dunlap, IL — population 1,576
- Brimfield, IL — population 761