Personal loans in Princeville, IL
Roughly 1,609 residents live in Princeville, the 519th-largest community in Illinois. Princeville, Illinois — home to about 1,609 people — is a small community, so the terms you are offered follow Illinois law rather than any local rule. Verify the lender's Illinois licence against the regulator named below before borrowing in Princeville. Rate ceilings, licensing requirements and product limits for Princeville are all set at the Illinois level. Princeville shed about 1.5% of its population between the 2020 base and the 2023 estimate. The nearest larger city is Chillicothe, IL about 13 miles away.
Borrowing in Princeville: the local picture
Only a few things actually differ by place — population, area, location, and the Illinois rules a lender must follow — and they are below.
- Population: 1,609 residents; Princeville is the 519th-largest of 1,294 places in Illinois (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.5%.
- Absolute change: 25 residents lost between 2020 and 2023.
- Size percentile: roughly 60% of Illinois's places have fewer residents than Princeville's 1,609.
- Population density: about 950 people per square mile across 1.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Princeville covers 1.7 square miles, the 544th-largest area among Illinois's 1,294 places.
- Share of state population: Princeville's 1,609 residents are about 0.0% of Illinois.
- National rank: Princeville is the 8,447th most populous of the 19,457 Census places covered here.
- Growth in Illinois: Princeville stands 387th by percentage change from 2020 to 2023, among 1,294 places.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Princeville's 1.5%.
- Density rank: Princeville is the 674th most densely settled place in Illinois.
- Against the state median: Princeville runs about 950 residents per square mile, where the Illinois median is 993.
- Location: the Census Gazetteer records it at 40.9348, -89.7547.
- Nearest larger cities: Chillicothe (13 mi); Peoria (15 mi); Elmwood (15 mi); Peoria Heights (16 mi); West Peoria (17 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Dunlap (7 mi); Wyoming (9 mi); Brimfield (9 mi), each with its own Census population profile.
- Smaller neighbours: 123 places smaller than Princeville sit within 50 miles.
- At 100 miles: 191 larger Census places fall inside that radius.
Lender access in Princeville
With about 950 residents per square mile, Princeville is moderately settled, and 47 larger Census places sit within 50 miles. Distance to a branch rarely matters for Princeville's 1,609 residents: the application is online and the price follows your credit file. The nearest larger city, Chillicothe, IL about 13 miles away.
What Illinois law requires in Princeville
These are Illinois's sourced lending facts as they reach Princeville's 1,609 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Land, water and location for Princeville
Princeville's land area is roughly 1.7 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 950 people per square mile. The state's population centre of gravity, Chicago, is roughly 124 miles away. Within 50 miles of Princeville there are 47 larger Census places. The 100-mile radius contains 191 larger places.
A practical checklist for Princeville borrowers
These steps shape the offer you get in Princeville, a place of about 1,609 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Check the Illinois regulator's records to confirm the lender is licensed here.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
In Princeville as elsewhere in Illinois, the written terms — not the advertisement — are what count for its 1,609 residents.
How Princeville compares across Illinois
Against Illinois's other places, Princeville accounts for about 0.0% of the state's population and ranks 519th of 1,294 by size. Its 2020-to-2023 change ranks 387th of 1,294 Illinois places, putting it near the 70th percentile for growth. Its roughly 950 residents per square mile place it 674th among Illinois's places. The population moved by about 25 people between 2020 and 2023, a 1.5% shift.
Common questions
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Nearby places
- Dunlap, IL — population 1,576
- Wyoming, IL — population 1,258
- Brimfield, IL — population 761
- Toulon, IL — population 1,152
- Peoria, IL — population 110,460
- Norwood, IL — population 430
- Hanna City, IL — population 1,236
- Spring Bay, IL — population 478