Personal loans in Wynnewood, OK
Wynnewood, Oklahoma — home to about 1,927 people — is a small community, so the terms you are offered follow Oklahoma law rather than any local rule. Wynnewood is home to roughly 1,927 people and stands 147th by size out of 590 Census places in Oklahoma. Use the calculator on this page to price an amount and term before you commit in Wynnewood. Wynnewood lost roughly 0.2% of its population across the 2020-to-2023 comparison. Which products a lender may offer to Wynnewood's 1,927 residents follows from the Oklahoma consumer-lending framework. A larger market lies at Pauls Valley, OK about 6 miles away.
Wynnewood by the numbers
The figures below are Wynnewood's own — Census population, land area and coordinates — followed by the Oklahoma rules.
- Population: 1,927 people, a figure that places Wynnewood 147th among the 590 Census places in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 0.2% since the 2020 count.
- Net change: roughly 3 fewer people than the 2020 Census counted.
- Size percentile: about 75% of Oklahoma communities are smaller than Wynnewood (1,927 residents).
- Density: the Census land area of 1.6 sq mi holds about 1,240 people per square mile.
- By land area: Wynnewood ranks 267th among Oklahoma's 590 places, at 1.6 sq mi.
- State share: roughly 0.1% of Oklahoma's residents live in Wynnewood (1,927 people).
- National rank: Wynnewood is the 7,772nd most populous of the 19,457 Census places covered here.
- Growth rank: Wynnewood ranks 388th among Oklahoma's 590 places for the 2020-to-2023 change.
- Versus Oklahoma: the state average change is +1.3%, while Wynnewood moved 0.2%.
- Density rank: Wynnewood places 56th among Oklahoma's places by people per square mile.
- Density vs Oklahoma: Wynnewood's 1,240 people per square mile compare with a state median of 546.
- Location: 34.6428, -97.1625 (Census Gazetteer coordinates).
- Nearest larger cities: Pauls Valley (6 mi); Sulphur (14 mi); Davis (15 mi); Lexington (28 mi); Lindsay (29 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Katie (10 mi); Elmore City (13 mi); Paoli (14 mi).
- Smaller neighbours: 57 places smaller than Wynnewood sit within 50 miles.
- At 100 miles: 103 larger Census places fall inside that radius.
Where Wynnewood sits
Inside Wynnewood's boundaries lie about 1.6 square miles of land, with no significant water area recorded. The resulting density is about 1,240 people per square mile. Oklahoma City, the largest place in Oklahoma, is about 60 miles from Wynnewood. Wynnewood has 24 larger places within a 50-mile radius. The 100-mile radius contains 103 larger places.
The state rulebook for Wynnewood
When Oklahoma does not publish a figure, the row links to the source instead of inventing a number; Wynnewood is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Small loan rate and principal caps (state-specific rule) | Small loans: interest capped at 17% per month; maximum aggregated principal of $1,500 per customer across all licensees (CPI-adjusted). Source says: "A licensee may only charge and collect a periodic interest rate not to exceed seventeen percent (17%) per month" (59 O.S. 3150.10(B)); max aggregated principal is $1,500 (3150.10(C)). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum legal rate in the absence of a contract; parties may agree to any rate authorized by law. Source says: "The legal rate of interest shall be six percent (6%) in the absence of any contract as to the rate of interest" (15 O.S. 266). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
What is available to Wynnewood borrowers
Wynnewood is moderately settled, with about 1,240 people per square mile and 24 larger places within 50 miles. Whether Wynnewood has a local branch or not, a Oklahoma-licensed lender can serve its 1,927 people online on the same terms. For a larger market, the closest option is Pauls Valley, OK about 6 miles away.
Inside a Wynnewood personal loan
With roughly 1,927 residents, Wynnewood is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Wynnewood's rank of 147th in Oklahoma: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Wynnewood loan but raises total interest, so the smallest payment is not the cheapest loan.
Wynnewood against the rest of Oklahoma
Set beside Oklahoma's 590 places, Wynnewood ranks 147th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Wynnewood ranks 388th of 590 in Oklahoma (about the 34th percentile). Its roughly 1,240 residents per square mile place it 56th among Oklahoma's places. Between 2020 and 2023 the count changed by roughly 3 residents.
Common questions
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Nearby places
- Pauls Valley, OK — population 6,053
- Katie, OK — population 339
- Paoli, OK — population 584
- Davis, OK — population 2,800
- Sulphur, OK — population 4,880
- Elmore City, OK — population 745
- Stratford, OK — population 1,411
- Byars, OK — population 198