Personal loans in Katie, OK

Local context for Katie

Read the local figures below as context; read the sourced Oklahoma table as the rulebook a lender here must follow.

• Population: an estimated 339 residents, 361st of 590 places in Oklahoma (Census Vintage 2023 subcounty estimate).
• Population trend: A gain of roughly 2.7% between 2020 and 2023.
• Absolute change: 9 residents added between 2020 and 2023.
• Size percentile: Katie sits ahead of around 39% of Oklahoma places, at 339 people.
• Density: roughly 17 residents per square mile, spread over 20.5 sq mi of land.
• Land area: Katie covers 20.5 square miles, the 39th-largest area among Oklahoma's 590 places.
• Water area rank: Katie ranks 74th among Oklahoma's 590 places, with 0.11 sq mi.
• Share of state population: Katie's 339 residents are about 0.0% of Oklahoma.
• National rank: Katie sits 14,692nd by population among the 19,457 places in this dataset.
• Growth rank: Katie's 2020-to-2023 change ranks 144th of 590 places in Oklahoma.
• Versus Oklahoma: the state average change is +1.3%, while Katie moved 2.7%.
• Density rank: Katie is the 578th most densely settled place in Oklahoma.
• Density in context: Katie's 17 people per square mile sit against a Oklahoma median of 546.
• Location: 34.5907, -97.3256 (US Census Bureau Gazetteer).
• Nearest larger cities: Elmore City (5 mi); Wynnewood (10 mi); Pauls Valley (10 mi); Davis (14 mi); Paoli (17 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Foster (9 mi); Tatums (11 mi); Ratliff City (15 mi) — useful context for the surrounding area.
• Smaller neighbours: 23 places smaller than Katie sit within 50 miles.
• At 100 miles: 223 larger Census places fall inside that radius.

Steps to take before a Katie loan

These steps shape the offer you get in Katie, a place of about 339 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the Oklahoma regulator's records to confirm the lender is licensed here.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Katie-specific: the same Oklahoma licensing and disclosure rules reach all 339 residents.

How personal loans work in Katie

Most loans made to Katie's 339 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Katie can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Katie loan is knowable in advance — unlike a revolving card balance.

What is available to Katie borrowers

At roughly 17 people per square mile, Katie is sparsely settled; 56 larger places lie within 50 miles. What is available to Katie's 339 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. The nearest larger city, Elmore City, OK about 5 miles away.

The state rulebook for Katie

Below are the Oklahoma rules that apply to a loan made in Katie, each with the regulator that issued it.

Katie: area, density and distance

Katie's land area is about 20.5 square miles; a further 0.11 square miles is water. The resulting density is about 17 people per square mile. The state's population centre of gravity, Oklahoma City, is roughly 61 miles away. Within 50 miles of Katie there are 56 larger Census places. Within the same 50 miles lie 23 smaller Census places.