Personal loans in Woodbine, GA
The trend for Woodbine between 2020 and 2023 is downward by roughly 0.3%. Woodbine is home to roughly 1,059 people and stands 294th by size out of 536 Census places in Georgia.
If you are weighing a personal loan in Woodbine, start from the payment you can carry; its 1,059 residents face the same statewide rules. Begin with the payment, then weigh APR and total interest across the lenders that reach Woodbine's 1,059 residents. Rate ceilings, licensing requirements and product limits for Woodbine are all set at the Georgia level. The nearest larger city is Kingsland, GA about 9 miles away.
Woodbine: population, trend and location
Read the local figures below as context; read the sourced Georgia table as the rulebook a lender here must follow.
- Population: the Census counts 1,059 residents in Woodbine (Vintage 2023 subcounty estimate), the 294th-largest figure among Georgia's 536 places.
- Population trend: The 2020-to-2023 change is negative, near 0.3%.
- Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
- Size percentile: Woodbine's 1,059 people outrank roughly 45% of the places in Georgia.
- Population density: 416 people per square mile on 2.5 square miles of land.
- Land area: Woodbine covers 2.5 square miles, the 312th-largest area among Georgia's 536 places.
- Water: Woodbine holds about 0.07 square miles, the 148th-largest water area in Georgia.
- Share of state population: Woodbine's 1,059 residents are about 0.0% of Georgia.
- Nationally: Woodbine is the 9,990th-largest of 19,457 Census places in the dataset.
- Growth rank: Woodbine's 2020-to-2023 change ranks 359th of 536 places in Georgia.
- Against the state trend: Woodbine's 0.3% change compares with a Georgia average of +3.4% across its 536 places.
- Density rank: Woodbine places 327th among Georgia's places by people per square mile.
- Against the state median: Woodbine runs about 416 residents per square mile, where the Georgia median is 536.
- Location: 30.9599, -81.7181 (Census Gazetteer coordinates).
- Nearest larger cities: Kingsland (9 mi); St. Marys (16 mi); Folkston (19 mi); Brunswick (19 mi); Hilliard (22 mi). Online lenders reach Woodbine no matter how far the nearest branch is.
- Nearest smaller towns: Homeland (19 mi); Nahunta (23 mi); Hoboken (29 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 6 smaller Census places.
- At 100 miles: 73 larger Census places fall inside that radius.
Where Woodbine sits in Georgia
Woodbine is the 294th-largest of 536 Census places in Georgia and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Woodbine stands 359th among Georgia's 536 places — roughly the 33th percentile. Its roughly 416 residents per square mile place it 327th among Georgia's places. Within 50 miles sit 6 smaller Census places, alongside the 15 that are larger.
The anatomy of a Woodbine personal loan
With roughly 1,059 residents, Woodbine is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Woodbine's rank of 294th in Georgia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Woodbine loan is knowable in advance — unlike a revolving card balance.
Where Woodbine sits
The Census Gazetteer records 2.5 square miles of land and 0.07 square miles of water within Woodbine. That land carries about 416 people per square mile. The largest place in Georgia, Atlanta, lies about 250 miles away. Counting outward 50 miles, 15 larger communities surround Woodbine. By land area it ranks 312th of 536 Georgia places.
Lender access in Woodbine
With about 416 residents per square mile, Woodbine is lightly settled, and 15 larger Census places sit within 50 miles. Distance to a branch rarely matters for Woodbine's 1,059 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Kingsland, GA about 9 miles away.
Which Georgia laws govern a loan in Woodbine
When Georgia does not publish a figure, the row links to the source instead of inventing a number; Woodbine is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
Common questions
What are my options in Woodbine if my credit is poor?
What loan size can I expect in Woodbine?
Do I have to pledge anything to borrow in Woodbine?
Does comparing loans in Woodbine cost me credit score points?
Nearby places
- Kingsland, GA — population 20,343
- St. Marys, GA — population 19,537
- Brunswick, GA — population 15,404
- Folkston, GA — population 4,684
- Homeland, GA — population 899
- Hilliard, FL — population 3,055
- Nahunta, GA — population 1,028
- Fernandina Beach, FL — population 13,647