Personal loans in Brunswick, GA
The Census counts 15,404 people in Brunswick, the 75th-largest figure among Georgia's 536 places. Brunswick is a small town in Georgia, with an estimated 15,404 residents, and every licensed lender here follows the same state rulebook. Census figures put the 2020-to-2023 increase in Brunswick at about 1.2%. Read the disclosure for an origination fee and any prepayment penalty before signing in Brunswick. Rate ceilings, licensing requirements and product limits for Brunswick are all set at the Georgia level. The closest larger city is St. Marys, GA about 27 miles away.
The Brunswick data picture
Most of what governs a Brunswick loan is written in Georgia law rather than in the city; the sourced notes below make that split concrete.
- Population: 15,404 — Brunswick ranks 75th of 536 communities in Georgia (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 1.2% across the 2020-to-2023 comparison.
- People gained or lost: about 190 more since the 2020 base.
- Size percentile: Brunswick sits ahead of around 86% of Georgia places, at 15,404 people.
- Population density: about 904 people per square mile across 17.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Brunswick's 17.0 square miles rank 49th of 536 places in Georgia.
- Water area: Brunswick has 8.07 square miles of water, ranking 2nd of 536 places in Georgia.
- Share of state population: Brunswick's 15,404 residents are about 0.3% of Georgia.
- National rank: Brunswick is the 2,319th most populous of the 19,457 Census places covered here.
- Growth in Georgia: Brunswick stands 272nd by percentage change from 2020 to 2023, among 536 places.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Brunswick's 1.2%.
- Density in Georgia: Brunswick ranks 146th by people per square mile.
- Density vs Georgia: Brunswick's 904 people per square mile compare with a state median of 536.
- Location: 31.1361, -81.4669 (US Census Bureau Gazetteer).
- Nearest larger cities: St. Marys (27 mi); Kingsland (28 mi); Hinesville (49 mi); Richmond Hill (54 mi); Jacksonville (56 mi). Living near a larger metro rarely changes what is available in Brunswick.
- Smaller communities within reach: Darien (15 mi); Woodbine (19 mi); Nahunta (31 mi).
- Smaller places within 50 miles: 21 of them.
- Larger places within 100 miles: 13.
How Georgia law applies in Brunswick
The rows below set out what a licensed lender must follow in Georgia, and so for Brunswick's roughly 15,404 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
Getting a loan in Brunswick
Brunswick is a moderately settled community of about 15,404 people, with 3 larger places inside a 50-mile radius. A Georgia licence lets a lender serve Brunswick without a local office, so branch density does not change what its 15,404 residents are offered. For a larger market, the closest option is St. Marys, GA about 27 miles away.
Brunswick on the map
Inside Brunswick's boundaries lie roughly 17.0 square miles of land and 8.07 square miles of water. The resulting density is about 904 people per square mile. For the state's biggest city, Atlanta, the distance is roughly 250 miles. Counting outward 50 miles, 3 larger communities surround Brunswick. By land area it ranks 49th of 536 Georgia places.
Brunswick's place among Georgia's 536 places
Against Georgia's other places, Brunswick accounts for about 0.3% of the state's population and ranks 75th of 536 by size. Its 2020-to-2023 change ranks 272nd of 536 Georgia places, putting it near the 49th percentile for growth. Its roughly 904 residents per square mile place it 146th among Georgia's places. Within 50 miles sit 21 smaller Census places, alongside the 3 that are larger.
Before you apply in Brunswick
Before you apply in Brunswick, a community of about 15,404, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Georgia regulator's licence list.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
None of these steps is Brunswick-specific: the same Georgia licensing and disclosure rules reach all 15,404 residents.
Common questions
What are my options in Brunswick if my credit is poor?
What loan size can I expect in Brunswick?
Do I have to pledge anything to borrow in Brunswick?
Does comparing loans in Brunswick cost me credit score points?
Nearby places
- Darien, GA — population 1,678
- Woodbine, GA — population 1,059
- St. Marys, GA — population 19,537
- Kingsland, GA — population 20,343
- Fernandina Beach, FL — population 13,647
- Nahunta, GA — population 1,028
- Riceboro, GA — population 656
- Folkston, GA — population 4,684