Personal loans in Woden, IA
Every figure below is Iowa's own, applied to Woden's 181 residents, with the publisher and retrieval date attached. For a borrower among the roughly 181 residents of Woden, a personal loan is a tool whose cost turns on the terms, not the address. With 181 residents, Woden outranks about 27% of the communities in Iowa. From the 2020 Census base to the 2023 estimate, the population declined by about 2.7%. Judge Woden offers on total cost, not on how quickly the money arrives. The closest larger city is Crystal Lake, IA about 6 miles away.
Local context for Woden
Only a few things actually differ by place — population, area, location, and the Iowa rules a lender must follow — and they are below.
- Population: 181 people, a figure that places Woden 687th among the 940 Census places in Iowa (US Census Bureau, Vintage 2023).
- Population trend: Roughly 2.7% fewer residents than the 2020 Census counted.
- Absolute change: 5 residents lost between 2020 and 2023.
- Size percentile: about 27% of Iowa's Census places are smaller than Woden.
- Population density: 367 people per square mile on 0.5 square miles of land.
- By land area: Woden ranks 666th among Iowa's 940 places, at 0.5 sq mi.
- Within Iowa: about 0.0% of the state's population lives in Woden.
- National rank: Woden sits 16,779th by population among the 19,457 places in this dataset.
- Growth rank: Woden's 2020-to-2023 change ranks 772nd of 940 places in Iowa.
- Against the state trend: Woden's 2.7% change compares with a Iowa average of -0.7% across its 940 places.
- Density in Iowa: Woden ranks 684th by people per square mile.
- Against the state median: Woden runs about 367 residents per square mile, where the Iowa median is 672.
- Location: mapped by the US Census Bureau at 43.2308, -93.9114.
- Nearest larger cities: Crystal Lake (6 mi); Titonka (7 mi); Wesley (11 mi); Britt (11 mi); Buffalo Center (11 mi). A branch is convenient; it is not what sets your APR.
- Smaller places close by: Ledyard (18 mi); Lone Rock (21 mi); Scarville (22 mi).
- Smaller places within 50 miles: 36 of them.
- Larger places within 100 miles: 368.
Iowa rules behind a Woden personal loan
When Iowa does not publish a figure, the row links to the source instead of inventing a number; Woden is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Getting a loan in Woden
At roughly 367 people per square mile, Woden is lightly settled; 86 larger places lie within 50 miles. Distance to a branch rarely matters for Woden's 181 residents: the application is online and the price follows your credit file. The nearest larger city, Crystal Lake, IA about 6 miles away.
Land, water and location for Woden
Woden covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 367 people per square mile. Des Moines, the largest place in Iowa, is about 116 miles from Woden. A 50-mile radius around Woden takes in 86 places that are larger. The 100-mile radius contains 368 larger places.
How Woden compares across Iowa
Set beside Iowa's 940 places, Woden ranks 687th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 772nd of 940 Iowa places, putting it near the 18th percentile for growth. At about 367 people per square mile, Woden is the 684th most densely settled place in Iowa. In land area, Woden ranks 666th among Iowa's 940 places.
Before you apply in Woden
Before you apply in Woden, a community of about 181, work through these steps:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Iowa regulator's licence records before you sign.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
The process is identical across Iowa; what changes is your credit file, not the fact that Woden holds 181 people.
Common questions
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Nearby places
- Crystal Lake, IA — population 244
- Titonka, IA — population 487
- Buffalo Center, IA — population 847
- Wesley, IA — population 380
- Britt, IA — population 2,004
- Thompson, IA — population 489
- Lakota, IA — population 261
- Corwith, IA — population 260