Personal loans in Thompson, IA

The Thompson data picture

Set out below is Thompson's local context next to the state-level rules that reach every lender here.

• Population: about 489 people live here, which puts Thompson 445th of 940 Census places in Iowa (Vintage 2023).
• Population trend: About 2.0% below the 2020 Census base.
• Absolute change: 10 residents lost between 2020 and 2023.
• Size percentile: about 53% of Iowa's Census places are smaller than Thompson.
• Density: roughly 571 residents per square mile, spread over 0.9 sq mi of land.
• By land area: Thompson ranks 462nd among Iowa's 940 places, at 0.9 sq mi.
• Share of Iowa: Thompson holds about 0.0% of the state's population, some 489 people.
• National rank: Thompson sits 13,265th by population among the 19,457 places in this dataset.
• Growth rank: Thompson ranks 633rd among Iowa's 940 places for the 2020-to-2023 change.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Thompson's 2.0%.
• Density in Iowa: Thompson ranks 541st by people per square mile.
• Density in context: Thompson's 571 people per square mile sit against a Iowa median of 672.
• Location: 43.3699, -93.7747 (US Census Bureau Gazetteer).
• Nearest larger cities: Buffalo Center (9 mi); Forest City (10 mi); Lake Mills (13 mi); Elmore (18 mi); Britt (19 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Leland (8 mi); Crystal Lake (10 mi); Scarville (11 mi).
• Smaller neighbours: 71 places smaller than Thompson sit within 50 miles.
• At 100 miles: 253 larger Census places fall inside that radius.

A pre-application checklist for Thompson

Complete these steps first when you borrow in Thompson (489 residents):

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Iowa regulator's licence records before you sign.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Thompson-specific: the same Iowa licensing and disclosure rules reach all 489 residents.

Thompson: area, density and distance

Thompson covers about 0.9 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 489 residents, the land area yields roughly 571 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 124 miles. Thompson has 51 larger places within a 50-mile radius. The 100-mile radius contains 253 larger places.

Which Iowa laws govern a loan in Thompson

These are Iowa's sourced lending facts as they reach Thompson's 489 residents; the state has no city-level rate rule.

What a Thompson borrower is actually offered

With roughly 489 residents, Thompson is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Thompson. Shortening the term on a Thompson loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Borrowing reach in Thompson

At roughly 571 people per square mile, Thompson is moderately settled; 51 larger places lie within 50 miles. Distance to a branch rarely matters for Thompson's 489 residents: the application is online and the price follows your credit file. The nearest bigger place is Buffalo Center, IA about 9 miles away.