Personal loans in Winslow, IL
In Winslow, one of 1,294 Census places in Illinois, the figure to compare across lenders is the APR, not the advertised rate. With an estimated 273 residents, Winslow is the 1,029th-largest of 1,294 places in Illinois.
Population in Winslow dropped about 3.9% over the three years from 2020 to 2023. Price two or three terms so you can see which payment is truly affordable in Winslow. The closest larger place is South Wayne, WI about 7 miles away. Which products a lender may offer to Winslow's 273 residents follows from the Illinois consumer-lending framework.
Winslow: population, trend and location
Read the local figures below as context; read the sourced Illinois table as the rulebook a lender here must follow.
- Population: a Census-estimated 273, 1,029th among Illinois's 1,294 places (Vintage 2023).
- Population trend: A loss of roughly 3.9% between 2020 and 2023.
- People gained or lost: about 11 fewer since the 2020 base.
- Size percentile: about 20% of Illinois's Census places are smaller than Winslow.
- Density: roughly 596 residents per square mile, spread over 0.5 sq mi of land.
- By land area: Winslow ranks 1,063rd among Illinois's 1,294 places, at 0.5 sq mi.
- Share of Illinois: Winslow holds about 0.0% of the state's population, some 273 people.
- National rank: Winslow is 15,447th of 19,457 places nationwide.
- Growth rank: Winslow's 2020-to-2023 change ranks 1,109th of 1,294 places in Illinois.
- Versus Illinois: the state average change is -2.0%, while Winslow moved 3.9%.
- Density rank: Winslow places 938th among Illinois's places by people per square mile.
- Density in context: Winslow's 596 people per square mile sit against a Illinois median of 993.
- Location: 42.4930, -89.7949 (Census Gazetteer coordinates).
- Nearest larger cities: South Wayne (7 mi); Orangeville (8 mi); Lena (8 mi); Warren (10 mi); Monroe (11 mi). Lenders licensed in the state serve Winslow whether or not they keep a local branch.
- Nearest smaller towns: Browntown (6 mi); Nora (8 mi); Gratiot (13 mi).
- Within a 50-mile radius: 18 smaller Census places.
- Within 100 miles: 578 places are larger than Winslow.
Which Illinois laws govern a loan in Winslow
Below are the Illinois rules that apply to a loan made in Winslow, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Winslow in state context
Winslow is the 1,029th-largest of 1,294 Census places in Illinois and contains about 0.0% of the state's people. For population change between 2020 and 2023, Winslow ranks 1,109th of 1,294 in Illinois (about the 14th percentile). At about 596 people per square mile, Winslow is the 938th most densely settled place in Illinois. Within 50 miles sit 18 smaller Census places, alongside the 112 that are larger.
Where Winslow sits
Winslow's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. With 273 residents, the land area yields roughly 596 people per square mile. The largest place in Illinois, Chicago, lies about 117 miles away. Counting outward 50 miles, 112 larger communities surround Winslow. The 100-mile radius contains 578 larger places.
Steps to take before a Winslow loan
These steps shape the offer you get in Winslow, a place of about 273 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Illinois licence with the regulator listed on this page.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
In Winslow as elsewhere in Illinois, the written terms — not the advertisement — are what count for its 273 residents.
How lenders reach Winslow
With about 596 residents per square mile, Winslow is moderately settled, and 112 larger Census places sit within 50 miles. Distance to a branch rarely matters for Winslow's 273 residents: the application is online and the price follows your credit file. The nearest larger city, South Wayne, WI about 7 miles away.
Common questions
What are my options in Winslow if my credit is poor?
What loan size can I expect in Winslow?
Do I have to pledge anything to borrow in Winslow?
Does comparing loans in Winslow cost me credit score points?
Nearby places
- Browntown, WI — population 238
- South Wayne, WI — population 446
- Lena, IL — population 2,665
- Orangeville, IL — population 742
- Nora, IL — population 109
- Monroe, WI — population 10,439
- Warren, IL — population 1,298
- Cedarville, IL — population 646