Personal loans in Orangeville, IL
Rate ceilings, licensing requirements and product limits for Orangeville are all set at the Illinois level. About 742 people live in Orangeville, placing it 733rd of 1,294 Census places in Illinois.
Orangeville is a small community in Illinois, with an estimated 742 residents, and every licensed lender here follows the same state rulebook. The trend for Orangeville between 2020 and 2023 is downward by roughly 3.8%. Price two or three terms so you can see which payment is truly affordable in Orangeville. The next larger city is Monroe, WI about 9 miles away.
Orangeville by the numbers
The figures below are Orangeville's own — Census population, land area and coordinates — followed by the Illinois rules.
- Population: a Census-estimated 742, 733rd among Illinois's 1,294 places (Vintage 2023).
- Population trend: A drop of about 3.8% from 2020 to 2023.
- Net change: roughly 29 fewer people than the 2020 Census counted.
- Size percentile: Orangeville sits ahead of around 43% of Illinois places, at 742 people.
- Population density: 1,094 people per square mile on 0.7 square miles of land.
- By land area: Orangeville ranks 932nd among Illinois's 1,294 places, at 0.7 sq mi.
- Within Illinois: about 0.0% of the state's population lives in Orangeville.
- National standing: Orangeville ranks 11,513th of 19,457 US places.
- Growth rank: Orangeville's 2020-to-2023 change ranks 1,084th of 1,294 places in Illinois.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Orangeville's 3.8%.
- Density rank: Orangeville is the 596th most densely settled place in Illinois.
- Against the state median: Orangeville runs about 1,094 residents per square mile, where the Illinois median is 993.
- Location: 42.4658, -89.6469 (US Census Bureau Gazetteer).
- Nearest larger cities: Monroe (9 mi); Lena (11 mi); Freeport (12 mi); Durand (16 mi); Pearl City (17 mi). Lenders licensed in the state serve Orangeville whether or not they keep a local branch.
- Smaller communities within reach: Cedarville (6 mi); Winslow (8 mi); Dakota (8 mi).
- Smaller neighbours: 35 places smaller than Orangeville sit within 50 miles.
- Within 100 miles: 497 places are larger than Orangeville.
How personal loans work in Orangeville
Most loans made to Orangeville's 742 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Orangeville's rank of 733rd in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Orangeville decides the split between a comfortable payment and the total interest you pay.
How lenders reach Orangeville
Orangeville is a moderately settled community of about 742 people, with 97 larger places inside a 50-mile radius. A Illinois licence lets a lender serve Orangeville without a local office, so branch density does not change what its 742 residents are offered. The nearest bigger place is Monroe, WI about 9 miles away.
Orangeville against the rest of Illinois
Within Illinois, Orangeville holds roughly 0.0% of all residents, the 733rd-largest share among 1,294 places. Its 2020-to-2023 change ranks 1,084th of 1,294 Illinois places, putting it near the 16th percentile for growth. At about 1,094 people per square mile, Orangeville is the 596th most densely settled place in Illinois. By land area, its 0.7 square miles rank 932nd of 1,294 places in Illinois.
The state rulebook for Orangeville
For the roughly 742 residents of Orangeville, the rules below are Illinois's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
The geography behind Orangeville
Orangeville covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,094 people per square mile. For the state's biggest city, Chicago, the distance is roughly 109 miles. A 50-mile radius around Orangeville takes in 97 places that are larger. The 100-mile radius contains 497 larger places.
Common questions
What are my options in Orangeville if my credit is poor?
What loan size can I expect in Orangeville?
Do I have to pledge anything to borrow in Orangeville?
Does comparing loans in Orangeville cost me credit score points?
Nearby places
- Cedarville, IL — population 646
- Monroe, WI — population 10,439
- Dakota, IL — population 482
- Winslow, IL — population 273
- Freeport, IL — population 23,136
- Browntown, WI — population 238
- Rock City, IL — population 284
- Lena, IL — population 2,665