Personal loans in Orangeville, IL

Rate ceilings, licensing requirements and product limits for Orangeville are all set at the Illinois level. About 742 people live in Orangeville, placing it 733rd of 1,294 Census places in Illinois.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Orangeville is a small community in Illinois, with an estimated 742 residents, and every licensed lender here follows the same state rulebook. The trend for Orangeville between 2020 and 2023 is downward by roughly 3.8%. Price two or three terms so you can see which payment is truly affordable in Orangeville. The next larger city is Monroe, WI about 9 miles away.

Orangeville by the numbers

The figures below are Orangeville's own — Census population, land area and coordinates — followed by the Illinois rules.

How personal loans work in Orangeville

Most loans made to Orangeville's 742 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Orangeville's rank of 733rd in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Orangeville decides the split between a comfortable payment and the total interest you pay.

How lenders reach Orangeville

Orangeville is a moderately settled community of about 742 people, with 97 larger places inside a 50-mile radius. A Illinois licence lets a lender serve Orangeville without a local office, so branch density does not change what its 742 residents are offered. The nearest bigger place is Monroe, WI about 9 miles away.

Orangeville against the rest of Illinois

Within Illinois, Orangeville holds roughly 0.0% of all residents, the 733rd-largest share among 1,294 places. Its 2020-to-2023 change ranks 1,084th of 1,294 Illinois places, putting it near the 16th percentile for growth. At about 1,094 people per square mile, Orangeville is the 596th most densely settled place in Illinois. By land area, its 0.7 square miles rank 932nd of 1,294 places in Illinois.

The state rulebook for Orangeville

For the roughly 742 residents of Orangeville, the rules below are Illinois's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorIllinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions
Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies".
Illinois Department of Financial and Professional Regulation
as of 2026-09-16
Maximum legal interest rate (usury cap)9% annual percentage rate (general written-contract interest cap)
Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum".
Illinois General Assembly (Illinois Compiled Statutes)
as of 2026-09-16
Payday lending statusPermitted under license; capped at 36% annual percentage rate (payday loans)
Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan".
Illinois General Assembly (Illinois Compiled Statutes)
as of 2026-09-16

The geography behind Orangeville

Orangeville covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,094 people per square mile. For the state's biggest city, Chicago, the distance is roughly 109 miles. A 50-mile radius around Orangeville takes in 97 places that are larger. The 100-mile radius contains 497 larger places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Orangeville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Orangeville is the same as anywhere in Illinois.
What loan size can I expect in Orangeville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Orangeville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Orangeville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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