Personal loans in Winfield, WV

From the 2020 Census base to the 2023 estimate, the population declined by about 1.1%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Winfield loan. The closest larger place is Nitro, WV about 9 miles away. For the 2,368 people in Winfield, West Virginia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

Winfield: population, trend and location

Only a few things actually differ by place — population, area, location, and the West Virginia rules a lender must follow — and they are below.

• Population: about 2,368, ranked 51st of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 1.1%.
• Net change: roughly 26 fewer people than the 2020 Census counted.
• Size percentile: about 78% of West Virginia's Census places are smaller than Winfield.
• Density: roughly 1,004 residents per square mile, spread over 2.4 sq mi of land.
• Land area: Winfield covers 2.4 square miles, the 45th-largest area among West Virginia's 230 places.
• Water area: Winfield has 0.26 square miles of water, ranking 22nd of 230 places in West Virginia.
• Share of state population: Winfield's 2,368 residents are about 0.4% of West Virginia.
• National rank: Winfield sits 7,026th by population among the 19,457 places in this dataset.
• Growth in West Virginia: Winfield stands 44th by percentage change from 2020 to 2023, among 230 places.
• Versus West Virginia: the state average change is -3.0%, while Winfield moved 1.1%.
• Density rank: Winfield places 118th among West Virginia's places by people per square mile.
• Density vs West Virginia: Winfield's 1,004 people per square mile compare with a state median of 1,021.
• Location: latitude 38.5267, longitude -81.8855 (Census Gazetteer).
• Nearest larger cities: Nitro (9 mi); Hurricane (10 mi); St. Albans (11 mi); Dunbar (14 mi); Milton (15 mi). Larger metros often have more branches, but online lenders reach Winfield on the same terms.
• Smaller places nearby: Eleanor (2 mi); Bancroft (3 mi); Poca (5 mi).
• Smaller places within 50 miles: 61 of them.
• Larger places within 100 miles: 65.

The geography behind Winfield

Winfield covers about 2.4 square miles of land, with 0.26 square miles of water inside its boundaries (Census Gazetteer). That land carries about 1,004 people per square mile. The state's population centre of gravity, Charleston, is roughly 18 miles away. A 50-mile radius around Winfield takes in 21 places that are larger. The 100-mile radius contains 65 larger places.

West Virginia rules behind a Winfield personal loan

For the roughly 2,368 residents of Winfield, the rules below are West Virginia's own; each row carries its publisher and retrieval date.

How a Winfield personal loan is priced

With roughly 2,368 residents, Winfield is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Winfield lender to disclose the APR and finance charge before you sign. Shortening the term on a Winfield loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What to do before borrowing in Winfield

These steps shape the offer you get in Winfield, a place of about 2,368 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the West Virginia regulator's licence records before you sign.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

In Winfield as elsewhere in West Virginia, the written terms — not the advertisement — are what count for its 2,368 residents.

How lenders reach Winfield

Winfield is moderately settled, with about 1,004 people per square mile and 21 larger places within 50 miles. A West Virginia licence lets a lender serve Winfield without a local office, so branch density does not change what its 2,368 residents are offered. For a larger market, the closest option is Nitro, WV about 9 miles away.