Personal loans in Hurricane, WV

Roughly 6,806 residents live in Hurricane, the 20th-largest community in West Virginia. Work out your debt-to-income ratio first; lenders weigh it heavily, and Hurricane's 6,806 residents are no exception. Which products a lender may offer to Hurricane's 6,806 residents follows from the West Virginia consumer-lending framework. The nearest larger metro is St. Albans, WV about 11 miles away.

Hurricane: population, trend and location

The figures below are Hurricane's own — Census population, land area and coordinates — followed by the West Virginia rules.

• Population: an estimated 6,806 residents, 20th of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 2.3% from 2020 to 2023.
• People gained or lost: about 160 fewer since the 2020 base.
• Size percentile: Hurricane's 6,806 people outrank roughly 91% of the places in West Virginia.
• Population density: about 1,833 people per square mile (Census land area 3.7 sq mi).
• Land area: Hurricane covers 3.7 square miles, the 25th-largest area among West Virginia's 230 places.
• Water: Hurricane holds about 0.03 square miles, the 84th-largest water area in West Virginia.
• State population share: Hurricane accounts for about 1.1% of everyone in West Virginia.
• Nationally: Hurricane is the 4,055th-largest of 19,457 Census places in the dataset.
• Growth rank: Hurricane ranks 81st among West Virginia's 230 places for the 2020-to-2023 change.
• Against the state trend: Hurricane's 2.3% change compares with a West Virginia average of -3.0% across its 230 places.
• Density rank: Hurricane places 39th among West Virginia's places by people per square mile.
• Density vs West Virginia: Hurricane's 1,833 people per square mile compare with a state median of 1,021.
• Location: mapped by the US Census Bureau at 38.4275, -82.0181.
• Nearest larger cities: St. Albans (11 mi); Dunbar (16 mi); South Charleston (18 mi); Charleston (22 mi); Huntington (23 mi). Living near a larger metro rarely changes what is available in Hurricane.
• Smaller places close by: Milton (6 mi); Eleanor (9 mi); Winfield (10 mi).
• Smaller places within 50 miles: 76 of them.
• At 100 miles: 22 larger Census places fall inside that radius.

How Hurricane compares across West Virginia

Against West Virginia's other places, Hurricane accounts for about 1.1% of the state's population and ranks 20th of 230 by size. On the 2020-to-2023 trend, Hurricane stands 81st among West Virginia's 230 places — roughly the 65th percentile. Its roughly 1,833 residents per square mile place it 39th among West Virginia's places. In land area, Hurricane ranks 25th among West Virginia's 230 places.

Before you apply in Hurricane

These steps shape the offer you get in Hurricane, a place of about 6,806 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Make sure the lender appears in the West Virginia regulator's licence list.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Make sure the new payment leaves room in a budget you already keep.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

What differs between Hurricane and the rest of West Virginia is not the process but the borrower's own file, among the 6,806 people here.

The state rulebook for Hurricane

For the roughly 6,806 residents of Hurricane, the rules below are West Virginia's own; each row carries its publisher and retrieval date.

What is available to Hurricane borrowers

At roughly 1,833 people per square mile, Hurricane is moderately settled; 8 larger places lie within 50 miles. A West Virginia licence lets a lender serve Hurricane without a local office, so branch density does not change what its 6,806 residents are offered. For a larger market, the closest option is St. Albans, WV about 11 miles away.

How a Hurricane personal loan is priced

In Hurricane, a small town of about 6,806, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Hurricane's 6,806 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Hurricane loan but raises total interest, so the smallest payment is not the cheapest loan.