Personal loans in Wimbledon, ND

Wimbledon is a small community of about 176 residents, and a personal loan taken out here is governed by North Dakota statute. From the 2020 Census base to the 2023 estimate, the population declined by about 2.2%. For a community of about 176, the practical step is to compare APR across at least three lenders before committing. A larger market lies at Jamestown, ND about 21 miles away.

The Wimbledon data picture

What follows is Wimbledon's place in the Census record, alongside the North Dakota rules that govern a personal loan made here.

• Population: about 176 people live here, which puts Wimbledon 170th of 355 Census places in North Dakota (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 2.2%.
• Absolute change: 4 residents lost between 2020 and 2023.
• Size percentile: about 52% of North Dakota communities are smaller than Wimbledon (176 residents).
• Population density: about 283 people per square mile (Census land area 0.6 sq mi).
• Land area: Wimbledon covers 0.6 square miles, the 167th-largest area among North Dakota's 355 places.
• State population share: Wimbledon accounts for about 0.0% of everyone in North Dakota.
• National rank: Wimbledon is 16,859th of 19,457 places nationwide.
• Growth rank: Wimbledon's 2020-to-2023 change ranks 195th of 355 places in North Dakota.
• Against the state trend: Wimbledon's 2.2% change compares with a North Dakota average of -1.2% across its 355 places.
• Density in North Dakota: Wimbledon ranks 200th by people per square mile.
• Density in context: Wimbledon's 283 people per square mile sit against a North Dakota median of 352.
• Location: latitude 47.1691, longitude -98.4586 (Census Gazetteer).
• Nearest larger cities: Jamestown (21 mi); Cooperstown (25 mi); Valley City (27 mi); Hope (36 mi); Carrington (37 mi). Lenders licensed in the state serve Wimbledon whether or not they keep a local branch.
• Smaller places nearby: Courtenay (6 mi); Leal (8 mi); Spiritwood Lake (9 mi).
• Within a 50-mile radius: 35 smaller Census places.
• At 100 miles: 96 larger Census places fall inside that radius.

The Wimbledon borrowing checklist

Complete these steps first when you borrow in Wimbledon (176 residents):

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the North Dakota regulator's records to confirm the lender is licensed here.
5. Decide the purpose and how you will repay it before approaching any lender.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

The process is identical across North Dakota; what changes is your credit file, not the fact that Wimbledon holds 176 people.

Wimbledon in state context

Wimbledon is the 170th-largest of 355 Census places in North Dakota and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 195th of 355 North Dakota places, putting it near the 45th percentile for growth. Its roughly 283 residents per square mile place it 200th among North Dakota's places. Between 2020 and 2023 the count changed by roughly 4 residents.

North Dakota consumer-lending rules applied in Wimbledon

Every row below records a North Dakota rule, its publisher and its retrieval date — the same rules a Wimbledon lender must follow.

Land, water and location for Wimbledon

Wimbledon's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 283 residents per square mile. The state's population centre of gravity, Fargo, is roughly 80 miles away. A 50-mile radius around Wimbledon takes in 14 places that are larger. Within the same 50 miles lie 35 smaller Census places.

How a Wimbledon personal loan is priced

In Wimbledon, a small community of about 176, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Wimbledon lender to disclose the APR and finance charge before you sign. The term you choose in Wimbledon decides the split between a comfortable payment and the total interest you pay.