Personal loans in Glenfield, ND
Glenfield is a small community of about 95 residents, and a personal loan taken out here is governed by North Dakota statute. The 2020-to-2023 change in Glenfield is negligible, under a tenth of a percent.
With an estimated 95 residents, Glenfield is the 220th-largest of 355 places in North Dakota. Rate-shopping from Glenfield costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Consumer lending that reaches Glenfield's 95 residents is governed by North Dakota statute; no city ordinance changes it. The nearest larger city is Binford, ND about 13 miles away.
Glenfield: population, trend and location
Only a few things actually differ by place — population, area, location, and the North Dakota rules a lender must follow — and they are below.
- Population: about 95, ranked 220th of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
- Population trend: Steady across the 2020-to-2023 comparison.
- Size percentile: about 38% of North Dakota's Census places are smaller than Glenfield.
- Population density: about 693 people per square mile across 0.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Glenfield's 0.1 square miles rank 335th of 355 places in North Dakota.
- Within North Dakota: about 0.0% of the state's population lives in Glenfield.
- National standing: Glenfield ranks 18,212th of 19,457 US places.
- Growth in North Dakota: Glenfield stands 49th by percentage change from 2020 to 2023, among 355 places.
- Against the state trend: Glenfield's 0.0% change compares with a North Dakota average of -1.2% across its 355 places.
- Density rank: Glenfield places 91st among North Dakota's places by people per square mile.
- Against the state median: Glenfield runs about 693 residents per square mile, where the North Dakota median is 352.
- Location: 47.4551, -98.5662 (Census Gazetteer coordinates).
- Nearest larger cities: Binford (13 mi); Kensal (13 mi); Hannaford (20 mi); Wimbledon (20 mi); Cooperstown (21 mi). Online lenders reach Glenfield no matter how far the nearest branch is.
- Smaller places nearby: McHenry (8 mi); Grace City (13 mi); Courtenay (16 mi).
- Smaller places within 50 miles: 21 of them.
- Larger places within 100 miles: 121.
Where Glenfield sits in North Dakota
Among North Dakota's 355 places, Glenfield sits at 220th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Glenfield ranks 49th of 355 in North Dakota (about the 86th percentile). Its roughly 693 residents per square mile place it 91st among North Dakota's places. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.
Glenfield on the map
Glenfield's land area is roughly 0.1 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 693 residents per square mile. The largest place in North Dakota, Fargo, lies about 91 miles away. Counting outward 50 miles, 22 larger communities surround Glenfield. By land area it ranks 335th of 355 North Dakota places.
Which North Dakota laws govern a loan in Glenfield
Below are the North Dakota rules that apply to a loan made in Glenfield, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Dakota Department of Financial Institutions (NDDFI) Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters." | North Dakota Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Money broker license required to engage in money brokering (arranging/providing loans); issued by the commissioner of financial institutions. Source says: "may not engage in money brokering in the state of North Dakota without a money broker license issued by the commissioner" (N.D.C.C. 13-04.1-02). | North Dakota Legislative Branch as of 2026-09-16 |
| Usury penalties (state-specific rule) | Usury forfeits all interest plus 25% of principal; charging usurious interest is a class B misdemeanor. Source says: "shall be deemed a forfeiture of the entire interest" and "a forfeiture of twenty-five percent of the principal" (N.D.C.C. 47-14-10); usury is a class B misdemeanor (47-14-11). | North Dakota Legislative Branch as of 2026-09-16 |
A pre-application checklist for Glenfield
Before you apply in Glenfield, a community of about 95, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Check the North Dakota regulator's records to confirm the lender is licensed here.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
What differs between Glenfield and the rest of North Dakota is not the process but the borrower's own file, among the 95 people here.
What a Glenfield borrower is actually offered
In Glenfield, a small community of about 95, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Glenfield loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Glenfield loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- McHenry, ND — population 63
- Kensal, ND — population 147
- Courtenay, ND — population 37
- Binford, ND — population 163
- Grace City, ND — population 53
- Wimbledon, ND — population 176
- Spiritwood Lake, ND — population 92
- Tolna, ND — population 131