Personal loans in Glenfield, ND

Glenfield is a small community of about 95 residents, and a personal loan taken out here is governed by North Dakota statute. The 2020-to-2023 change in Glenfield is negligible, under a tenth of a percent.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

With an estimated 95 residents, Glenfield is the 220th-largest of 355 places in North Dakota. Rate-shopping from Glenfield costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Consumer lending that reaches Glenfield's 95 residents is governed by North Dakota statute; no city ordinance changes it. The nearest larger city is Binford, ND about 13 miles away.

Glenfield: population, trend and location

Only a few things actually differ by place — population, area, location, and the North Dakota rules a lender must follow — and they are below.

Where Glenfield sits in North Dakota

Among North Dakota's 355 places, Glenfield sits at 220th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Glenfield ranks 49th of 355 in North Dakota (about the 86th percentile). Its roughly 693 residents per square mile place it 91st among North Dakota's places. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.

Glenfield on the map

Glenfield's land area is roughly 0.1 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 693 residents per square mile. The largest place in North Dakota, Fargo, lies about 91 miles away. Counting outward 50 miles, 22 larger communities surround Glenfield. By land area it ranks 335th of 355 North Dakota places.

Which North Dakota laws govern a loan in Glenfield

Below are the North Dakota rules that apply to a loan made in Glenfield, each with the regulator that issued it.

RuleDetailSource
State lending regulatorNorth Dakota Department of Financial Institutions (NDDFI)
Source says: "The Department also licenses and regulates Money Brokers... Deferred Presentment Service Providers (Payday Lenders), Collection Agencies, Debt Settlement Service Providers, and Money Transmitters."
North Dakota Department of Financial Institutions
as of 2026-09-16
Small-loan / installment lender licensingMoney broker license required to engage in money brokering (arranging/providing loans); issued by the commissioner of financial institutions.
Source says: "may not engage in money brokering in the state of North Dakota without a money broker license issued by the commissioner" (N.D.C.C. 13-04.1-02).
North Dakota Legislative Branch
as of 2026-09-16
Usury penalties (state-specific rule)Usury forfeits all interest plus 25% of principal; charging usurious interest is a class B misdemeanor.
Source says: "shall be deemed a forfeiture of the entire interest" and "a forfeiture of twenty-five percent of the principal" (N.D.C.C. 47-14-10); usury is a class B misdemeanor (47-14-11).
North Dakota Legislative Branch
as of 2026-09-16

A pre-application checklist for Glenfield

Before you apply in Glenfield, a community of about 95, work through these steps:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Test your amount and term in the personal loan calculator first.
  3. Shop at least three lenders and judge them on APR and total cost.
  4. Check the North Dakota regulator's records to confirm the lender is licensed here.
  5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
  6. Look for an origination fee or prepayment penalty in the written disclosure.
  7. Make sure the new payment leaves room in a budget you already keep.

What differs between Glenfield and the rest of North Dakota is not the process but the borrower's own file, among the 95 people here.

What a Glenfield borrower is actually offered

In Glenfield, a small community of about 95, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Glenfield loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Glenfield loan but raises total interest, so the smallest payment is not the cheapest loan.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Glenfield if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Glenfield is the same as anywhere in North Dakota.
What loan size can I expect in Glenfield?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Glenfield?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Glenfield cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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