Personal loans in Wilton, AR
For a borrower among the roughly 287 residents of Wilton, a personal loan is a tool whose cost turns on the terms, not the address. By population, Wilton sits at 330th in Arkansas, with an estimated 287 residents. Begin with the payment, then weigh APR and total interest across the lenders that reach Wilton's 287 residents. From the 2020 Census base to the 2023 estimate, the population declined by about 1.0%. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Wilton's 287 residents. The nearest larger metro is Ashdown, AR about 5 miles away.
Wilton by the numbers
Read the local figures below as context; read the sourced Arkansas table as the rulebook a lender here must follow.
- Population: about 287 people live here, which puts Wilton 330th of 500 Census places in Arkansas (Vintage 2023).
- Population trend: About 1.0% below the 2020 Census base.
- Absolute change: 3 residents lost between 2020 and 2023.
- Size percentile: about 34% of Arkansas's Census places are smaller than Wilton.
- Density: the Census land area of 1.3 sq mi holds about 224 people per square mile.
- By land area: Wilton ranks 312th among Arkansas's 500 places, at 1.3 sq mi.
- Share of state population: Wilton's 287 residents are about 0.0% of Arkansas.
- National rank: Wilton is 15,265th of 19,457 places nationwide.
- Growth rank: Wilton ranks 289th among Arkansas's 500 places for the 2020-to-2023 change.
- Versus Arkansas: the state average change is +0.3%, while Wilton moved 1.0%.
- Density rank: Wilton is the 353rd most densely settled place in Arkansas.
- Density in context: Wilton's 224 people per square mile sit against a Arkansas median of 386.
- Location: mapped by the US Census Bureau at 33.7387, -94.1480.
- Nearest larger cities: Ashdown (5 mi); Foreman (14 mi); Mineral Springs (16 mi); Lockesburg (16 mi); Red Lick (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Ben Lomond (6 mi); Ogden (12 mi); Winthrop (13 mi).
- Smaller places within 50 miles: 29 of them.
- At 100 miles: 156 larger Census places fall inside that radius.
What to do before borrowing in Wilton
These steps shape the offer you get in Wilton, a place of about 287 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Arkansas regulator's records to confirm the lender is licensed here.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
The process is identical across Arkansas; what changes is your credit file, not the fact that Wilton holds 287 people.
Wilton on the map
Inside Wilton's boundaries lie about 1.3 square miles of land, with no significant water area recorded. The resulting density is about 224 people per square mile. The state's population centre of gravity, Little Rock, is roughly 123 miles away. Wilton has 35 larger places within a 50-mile radius. By land area it ranks 312th of 500 Arkansas places.
Getting a loan in Wilton
Wilton is a lightly settled community of about 287 people, with 35 larger places inside a 50-mile radius. A Arkansas licence lets a lender serve Wilton without a local office, so branch density does not change what its 287 residents are offered. The nearest larger city, Ashdown, AR about 5 miles away.
The Arkansas lending rules that reach Wilton
For the roughly 287 residents of Wilton, the rules below are Arkansas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
Wilton against the rest of Arkansas
Set beside Arkansas's 500 places, Wilton ranks 330th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Wilton ranks 289th of 500 in Arkansas (about the 42th percentile). At about 224 people per square mile, Wilton is the 353rd most densely settled place in Arkansas. The population moved by about 3 people between 2020 and 2023, a 1.0% shift.
Common questions
What are my options in Wilton if my credit is poor?
What loan size can I expect in Wilton?
Do I have to pledge anything to borrow in Wilton?
Does comparing loans in Wilton cost me credit score points?
Nearby places
- Ashdown, AR — population 4,162
- Ben Lomond, AR — population 136
- Ogden, AR — population 126
- Winthrop, AR — population 113
- Lockesburg, AR — population 594
- Foreman, AR — population 950
- Red Lick, TX — population 929
- Tollette, AR — population 187