Personal loans in Ben Lomond, AR

The trend for Ben Lomond between 2020 and 2023 is downward by roughly 0.7%. Every figure below is Arkansas's own, applied to Ben Lomond's 136 residents, with the publisher and retrieval date attached. For a community of about 136, the practical step is to compare APR across at least three lenders before committing. The nearest larger metro is Wilton, AR about 6 miles away.

Ben Lomond: the sourced local profile

The figures below are Ben Lomond's own — Census population, land area and coordinates — followed by the Arkansas rules.

• Population: an estimated 136 residents, 416th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: About 0.7% below the 2020 Census base.
• Absolute change: 1 residents lost between 2020 and 2023.
• Size percentile: roughly 17% of Arkansas places rank below Ben Lomond.
• Population density: about 35 people per square mile (Census land area 3.9 sq mi).
• By land area: Ben Lomond ranks 152nd among Arkansas's 500 places, at 3.9 sq mi.
• Share of state population: Ben Lomond's 136 residents are about 0.0% of Arkansas.
• National rank: Ben Lomond sits 17,492nd by population among the 19,457 places in this dataset.
• Growth in Arkansas: Ben Lomond stands 271st by percentage change from 2020 to 2023, among 500 places.
• Against the state trend: Ben Lomond's 0.7% change compares with a Arkansas average of +0.3% across its 500 places.
• Density rank: Ben Lomond places 496th among Arkansas's places by people per square mile.
• Density in context: Ben Lomond's 35 people per square mile sit against a Arkansas median of 386.
• Location: latitude 33.8291, longitude -94.1233 (Census Gazetteer).
• Nearest larger cities: Wilton (6 mi); Lockesburg (10 mi); Ashdown (11 mi); Mineral Springs (12 mi); Tollette (13 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Winthrop (13 mi); Ogden (17 mi); McNab (20 mi), each with its own Census population profile.
• Smaller neighbours: 16 places smaller than Ben Lomond sit within 50 miles.
• At 100 miles: 197 larger Census places fall inside that radius.

Inside a Ben Lomond personal loan

In Ben Lomond, a small community of about 136, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Ben Lomond. Because the payment is fixed, the total cost of a Ben Lomond loan is knowable in advance — unlike a revolving card balance.

A pre-application checklist for Ben Lomond

Complete these steps first when you borrow in Ben Lomond (136 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Arkansas regulator's licence records before you sign.
5. Make sure the new payment leaves room in a budget you already keep.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Keep the amount to the expense; an approval is not a reason to take more.

None of these steps is Ben Lomond-specific: the same Arkansas licensing and disclosure rules reach all 136 residents.

Ben Lomond in state context

Against Arkansas's other places, Ben Lomond accounts for about 0.0% of the state's population and ranks 416th of 500 by size. On the 2020-to-2023 trend, Ben Lomond stands 271st among Arkansas's 500 places — roughly the 46th percentile. By density, at about 35 people per square mile, it ranks 496th in Arkansas. By land area, its 3.9 square miles rank 152nd of 500 places in Arkansas.

Ben Lomond: area, density and distance

Ben Lomond's land area is roughly 3.9 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 35 people per square mile. The largest place in Arkansas, Little Rock, lies about 118 miles away. A 50-mile radius around Ben Lomond takes in 50 places that are larger. Within the same 50 miles lie 16 smaller Census places.

Which Arkansas laws govern a loan in Ben Lomond

When Arkansas does not publish a figure, the row links to the source instead of inventing a number; Ben Lomond is bound by the same rules.