Personal loans in Wilton, AL

The Census estimates 593 residents in Wilton, which ranks it 313th of 462 places in Alabama. State law, not city hall, decides what a lender may do to Wilton's roughly 593 residents, and a state regulator supervises it. The trend for Wilton between 2020 and 2023 is upward by roughly 0.5%. The nearest larger city is Montevallo, AL about 4 miles away.

Wilton by the numbers

Read the local figures below as context; read the sourced Alabama table as the rulebook a lender here must follow.

• Population: 593 people, a figure that places Wilton 313th among the 462 Census places in Alabama (US Census Bureau, Vintage 2023).
• Population trend: A gain of roughly 0.5% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 3 residents.
• Size percentile: with 593 residents, Wilton is larger than about 32% of Alabama's Census places.
• Land and density: 1.0 square miles of land carry roughly 620 residents per square mile.
• By land area: Wilton ranks 423rd among Alabama's 462 places, at 1.0 sq mi.
• Share of Alabama: Wilton holds about 0.0% of the state's population, some 593 people.
• National standing: Wilton ranks 12,481st of 19,457 US places.
• Growth rank: Wilton's 2020-to-2023 change ranks 223rd of 462 places in Alabama.
• State comparison: Alabama's places average +1.0% for 2020-to-2023, against Wilton's 0.5%.
• Density rank: Wilton is the 85th most densely settled place in Alabama.
• Density in context: Wilton's 620 people per square mile sit against a Alabama median of 259.
• Location: 33.0816, -86.8797 (US Census Bureau Gazetteer).
• Nearest larger cities: Montevallo (4 mi); Calera (8 mi); Alabaster (10 mi); Jemison (11 mi); Helena (14 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: North Johns (24 mi); Talladega Springs (26 mi); Billingsley (31 mi).
• Smaller neighbours: 10 places smaller than Wilton sit within 50 miles.
• Within 100 miles: 197 places are larger than Wilton.

Where Wilton sits in Alabama

Among Alabama's 462 places, Wilton sits at 313th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Wilton ranks 223rd of 462 in Alabama (about the 52th percentile). Its roughly 620 residents per square mile place it 85th among Alabama's places. In land area, Wilton ranks 423rd among Alabama's 462 places.

The Alabama lending rules that reach Wilton

The rows below set out what a licensed lender must follow in Alabama, and so for Wilton's roughly 593 residents.

Wilton: area, density and distance

The Census Gazetteer records about 1.0 square miles of land within Wilton, with no significant water area listed. The resulting density is about 620 people per square mile. The state's population centre of gravity, Huntsville, is roughly 112 miles away. Within 50 miles of Wilton there are 73 larger Census places. By land area it ranks 423rd of 462 Alabama places.

Lender access in Wilton

At roughly 620 people per square mile, Wilton is moderately settled; 73 larger places lie within 50 miles. Distance to a branch rarely matters for Wilton's 593 residents: the application is online and the price follows your credit file. The nearest larger city, Montevallo, AL about 4 miles away.

A pre-application checklist for Wilton

Complete these steps first when you borrow in Wilton (593 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Alabama licence with the regulator listed on this page.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is Wilton-specific: the same Alabama licensing and disclosure rules reach all 593 residents.