Personal loans in Jemison, AL

Jemison is a small community of about 2,941 residents, and a personal loan taken out here is governed by Alabama statute. A single loan can carry different costs on either side of a state line, and Jemison sits on the Alabama side of that line. If debt is already a strain, a nonprofit credit counsellor can help Jemison residents before they take on more. Borrowers who want a bigger city can look to Calera, AL about 11 miles away.

Where Jemison stands

Two layers matter for a Jemison borrower: the local population picture and Alabama's consumer-lending statutes.

• Population: about 2,941, ranked 142nd of 462 places in Alabama (Census Vintage 2023 subcounty estimate).
• Population trend: Higher by roughly 11.9% since the 2020 count.
• Absolute change: 312 residents added between 2020 and 2023.
• Size percentile: about 69% of Alabama communities are smaller than Jemison (2,941 residents).
• Population density: about 259 people per square mile (Census land area 11.3 sq mi).
• By land area: Jemison ranks 128th among Alabama's 462 places, at 11.3 sq mi.
• Water: Jemison holds about 0.07 square miles, the 133rd-largest water area in Alabama.
• Share of state population: Jemison's 2,941 residents are about 0.1% of Alabama.
• National standing: Jemison ranks 6,348th of 19,457 US places.
• Growth in Alabama: Jemison stands 15th by percentage change from 2020 to 2023, among 462 places.
• Against the state trend: Jemison's 11.9% change compares with a Alabama average of +1.0% across its 462 places.
• Density rank: Jemison places 230th among Alabama's places by people per square mile.
• Against the state median: Jemison runs about 259 residents per square mile, where the Alabama median is 259.
• Location: 32.9707 / -86.7331, per the US Census Bureau Gazetteer.
• Nearest larger cities: Calera (11 mi); Clanton (11 mi); Montevallo (13 mi); Columbiana (17 mi); Alabaster (18 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities within reach: Thorsby (4 mi); Wilton (11 mi); Maplesville (15 mi).
• Smaller places within 50 miles: 41 of them.
• Larger places within 100 miles: 91.

The Alabama lending rules that reach Jemison

For the roughly 2,941 residents of Jemison, the rules below are Alabama's own; each row carries its publisher and retrieval date.

The anatomy of a Jemison personal loan

With roughly 2,941 residents, Jemison is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Jemison loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Jemison loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Jemison's place among Alabama's 462 places

Among Alabama's 462 places, Jemison sits at 142nd for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Jemison stands 15th among Alabama's 462 places — roughly the 97th percentile. Its roughly 259 residents per square mile place it 230th among Alabama's places. In land area, Jemison ranks 128th among Alabama's 462 places.

Jemison on the map

Jemison covers about 11.3 square miles of land, with 0.07 square miles of water inside its boundaries (Census Gazetteer). With 2,941 residents, the land area yields roughly 259 people per square mile. The state's population centre of gravity, Huntsville, is roughly 119 miles away. Within 50 miles of Jemison there are 39 larger Census places. By land area it ranks 128th of 462 Alabama places.

Getting a loan in Jemison

Jemison is lightly settled, with about 259 people per square mile and 39 larger places within 50 miles. Distance to a branch rarely matters for Jemison's 2,941 residents: the application is online and the price follows your credit file. The nearest bigger place is Calera, AL about 11 miles away.