Personal loans in Williams, MN

A 2020-to-2023 comparison shows Williams up by about 0.6%. Rate-shopping from Williams costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The next larger city is Baudette, MN about 17 miles away. For the 155 people in Williams, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

The Williams data picture

Here is the sourced Census picture for Williams, plus the Minnesota lending rules that apply to a loan taken out here.

• Population: 155 residents; Williams is the 696th-largest of 853 places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: Up about 0.6% from the 2020 Census base to the 2023 estimate.
• Absolute change: 1 residents added between 2020 and 2023.
• Size percentile: about 18% of Minnesota communities are smaller than Williams (155 residents).
• Land and density: 1.0 square miles of land carry roughly 159 residents per square mile.
• By land area: Williams ranks 541st among Minnesota's 853 places, at 1.0 sq mi.
• State share: roughly 0.0% of Minnesota's residents live in Williams (155 people).
• National rank: Williams sits 17,226th by population among the 19,457 places in this dataset.
• Growth rank: Williams's 2020-to-2023 change ranks 267th of 853 places in Minnesota.
• Against the state trend: Williams's 0.6% change compares with a Minnesota average of +0.1% across its 853 places.
• Density in Minnesota: Williams ranks 710th by people per square mile.
• Density in context: Williams's 159 people per square mile sit against a Minnesota median of 607.
• Location: latitude 48.7680, longitude -94.9533 (Census Gazetteer).
• Nearest larger cities: Baudette (17 mi); Warroad (20 mi); Roseau (37 mi); Grygla (45 mi); Kelliher (61 mi). Lenders licensed in the state serve Williams whether or not they keep a local branch.
• Nearest smaller towns: Roosevelt (7 mi); Goodridge (58 mi); Mizpah (68 mi).
• Within a 50-mile radius: 1 smaller Census places.
• At 100 miles: 39 larger Census places fall inside that radius.

Williams on the map

Williams's land area is roughly 1.0 square miles, and the Gazetteer records no significant water area within it. With 155 residents, the land area yields roughly 159 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 275 miles away. Williams has 5 larger places within a 50-mile radius. By land area it ranks 541st of 853 Minnesota places.

How a Williams personal loan is priced

A Williams personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 155 residents. A lender serving Williams's 155 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Williams loan is knowable in advance — unlike a revolving card balance.

How lenders reach Williams

With about 159 residents per square mile, Williams is lightly settled, and 5 larger Census places sit within 50 miles. A Minnesota licence lets a lender serve Williams without a local office, so branch density does not change what its 155 residents are offered. For a larger market, the closest option is Baudette, MN about 17 miles away.

What Minnesota law requires in Williams

These are Minnesota's sourced lending facts as they reach Williams's 155 residents; the state has no city-level rate rule.

Williams against the rest of Minnesota

Set beside Minnesota's 853 places, Williams ranks 696th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 267th of 853 Minnesota places, putting it near the 69th percentile for growth. By density, at about 159 people per square mile, it ranks 710th in Minnesota. In land area, Williams ranks 541st among Minnesota's 853 places.