Personal loans in Warroad, MN

Price two or three terms so you can see which payment is truly affordable in Warroad. From the 2020 Census base to the 2023 estimate, the population rose by about 7.2%. A lender that serves Warroad operates under Minnesota lending statutes and a Minnesota supervisor. The closest larger place is Roseau, MN about 20 miles away.

Warroad: population, trend and location

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

• Population: an estimated 1,959 residents, 267th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: Growth of about 7.2% across the 2020-to-2023 comparison.
• Net change: roughly 131 more people than the 2020 Census counted.
• Size percentile: about 69% of Minnesota communities are smaller than Warroad (1,959 residents).
• Density: roughly 599 residents per square mile, spread over 3.3 sq mi of land.
• Land area: Warroad covers 3.3 square miles, the 234th-largest area among Minnesota's 853 places.
• Water area: Warroad has 0.11 square miles of water, ranking 239th of 853 places in Minnesota.
• Share of Minnesota: Warroad holds about 0.0% of the state's population, some 1,959 people.
• National rank: Warroad sits 7,715th by population among the 19,457 places in this dataset.
• Growth rank: Warroad's 2020-to-2023 change ranks 43rd of 853 places in Minnesota.
• Against the state trend: Warroad's 7.2% change compares with a Minnesota average of +0.1% across its 853 places.
• Density rank: Warroad is the 432nd most densely settled place in Minnesota.
• Against the state median: Warroad runs about 599 residents per square mile, where the Minnesota median is 607.
• Location: mapped by the US Census Bureau at 48.9171, -95.3280.
• Nearest larger cities: Roseau (20 mi); Thief River Falls (68 mi); International Falls (90 mi); Crookston (98 mi); Bemidji (101 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: Roosevelt (13 mi); Williams (20 mi); Badger (33 mi).
• Smaller places within 50 miles: 7 of them.
• Within 100 miles: 4 places are larger than Warroad.

Minnesota rules behind a Warroad personal loan

For the roughly 1,959 residents of Warroad, the rules below are Minnesota's own; each row carries its publisher and retrieval date.

Warroad: area, density and distance

Warroad's land area is about 3.3 square miles; a further 0.11 square miles is water. The resulting density is about 599 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 290 miles away. Counting outward 50 miles, 1 larger communities surround Warroad. By land area it ranks 234th of 853 Minnesota places.

Where Warroad sits in Minnesota

Warroad is the 267th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. For population change between 2020 and 2023, Warroad ranks 43rd of 853 in Minnesota (about the 95th percentile). Its roughly 599 residents per square mile place it 432nd among Minnesota's places. Between 2020 and 2023 the count changed by roughly 131 residents.

How lenders reach Warroad

Warroad is moderately settled, with about 599 people per square mile and 1 larger places within 50 miles. Distance to a branch rarely matters for Warroad's 1,959 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Roseau, MN about 20 miles away.

A practical checklist for Warroad borrowers

Before you apply in Warroad, a community of about 1,959, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Minnesota licence by checking the regulator named above.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

None of these steps is Warroad-specific: the same Minnesota licensing and disclosure rules reach all 1,959 residents.