Personal loans in Willacoochee, GA
The Census estimates 1,243 residents in Willacoochee, which ranks it 279th of 536 places in Georgia.
A lender serving Willacoochee holds a Georgia licence and answers to a Georgia regulator; no city office is involved for its 1,243 residents. The trend for Willacoochee between 2020 and 2023 is upward by roughly 0.3%. If debt is already a strain, a nonprofit credit counsellor can help Willacoochee residents before they take on more. Every figure below is Georgia's own, applied to Willacoochee's 1,243 residents, with the publisher and retrieval date attached. The nearest larger metro is Pearson, GA about 12 miles away.
Willacoochee: population, trend and location
Read the local figures below as context; read the sourced Georgia table as the rulebook a lender here must follow.
- Population: the Census counts 1,243 residents in Willacoochee (Vintage 2023 subcounty estimate), the 279th-largest figure among Georgia's 536 places.
- Population trend: Roughly 0.3% more residents than the 2020 Census counted.
- People gained or lost: about 4 more since the 2020 base.
- Size percentile: bigger than about 48% of the places in Georgia, with 1,243 residents in Willacoochee.
- Density: the Census land area of 3.8 sq mi holds about 325 people per square mile.
- Land area: Willacoochee covers 3.8 square miles, the 224th-largest area among Georgia's 536 places.
- State share: roughly 0.0% of Georgia's residents live in Willacoochee (1,243 people).
- National standing: Willacoochee ranks 9,411th of 19,457 US places.
- Growth rank: Willacoochee's 2020-to-2023 change ranks 326th of 536 places in Georgia.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Willacoochee's 0.3%.
- Density rank: Willacoochee places 366th among Georgia's places by people per square mile.
- Against the state median: Willacoochee runs about 325 residents per square mile, where the Georgia median is 536.
- Location: latitude 31.3351, longitude -83.0440 (Census Gazetteer).
- Nearest larger cities: Pearson (12 mi); Nashville (15 mi); Douglas (16 mi); Lakeland (20 mi); Ocilla (22 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Alapaha (11 mi); Enigma (17 mi); Ambrose (18 mi).
- Within a 50-mile radius: 27 smaller Census places.
- Larger places within 100 miles: 86.
What a Willacoochee borrower is actually offered
A Willacoochee personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,243 residents. Because pricing is borrower-level, two people in Willacoochee can be quoted different APRs on the same amount and term. Shortening the term on a Willacoochee loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Willacoochee's place among Georgia's 536 places
Against Georgia's other places, Willacoochee accounts for about 0.0% of the state's population and ranks 279th of 536 by size. For population change between 2020 and 2023, Willacoochee ranks 326th of 536 in Georgia (about the 39th percentile). By density, at about 325 people per square mile, it ranks 366th in Georgia. Between 2020 and 2023 the count changed by roughly 4 residents.
The state rulebook for Willacoochee
Every row below records a Georgia rule, its publisher and its retrieval date — the same rules a Willacoochee lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
How lenders reach Willacoochee
With about 325 residents per square mile, Willacoochee is lightly settled, and 26 larger Census places sit within 50 miles. Lenders licensed in Georgia reach Willacoochee's 1,243 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Pearson, GA about 12 miles away.
Willacoochee on the map
Inside Willacoochee's boundaries lie about 3.8 square miles of land, with no significant water area recorded. With 1,243 residents, the land area yields roughly 325 people per square mile. For the state's biggest city, Atlanta, the distance is roughly 186 miles. Willacoochee has 26 larger places within a 50-mile radius. The 100-mile radius contains 86 larger places.
Common questions
What are my options in Willacoochee if my credit is poor?
What loan size can I expect in Willacoochee?
Do I have to pledge anything to borrow in Willacoochee?
Does comparing loans in Willacoochee cost me credit score points?
Nearby places
- Alapaha, GA — population 490
- Pearson, GA — population 1,825
- Nashville, GA — population 4,945
- Douglas, GA — population 11,769
- Ambrose, GA — population 335
- Enigma, GA — population 1,098
- Lakeland, GA — population 3,008
- Ray City, GA — population 1,020