Personal loans in Ambrose, GA
Ambrose is home to roughly 335 people and stands 434th by size out of 536 Census places in Georgia. For a borrower among the roughly 335 residents of Ambrose, a personal loan is a tool whose cost turns on the terms, not the address. The 2020 count to the 2023 estimate shows about 1.5% growth in Ambrose. Decide the purpose of the loan and your repayment plan before sharing any details with a Ambrose lender. Lenders active in Ambrose report to a Georgia supervisor, identified in the sourced rows below. A larger market lies at Broxton, GA about 8 miles away.
Ambrose by the numbers
What follows is Ambrose's place in the Census record, alongside the Georgia rules that govern a personal loan made here.
- Population: a Census-estimated 335, 434th among Georgia's 536 places (Vintage 2023).
- Population trend: A gain of roughly 1.5% between 2020 and 2023.
- Net change: roughly 5 more people than the 2020 Census counted.
- Size percentile: Ambrose sits ahead of around 19% of Georgia places, at 335 people.
- Population density: about 110 people per square mile (Census land area 3.0 sq mi).
- Land area rank: Ambrose's 3.0 square miles rank 287th of 536 places in Georgia.
- Water: Ambrose holds about 0.08 square miles, the 125th-largest water area in Georgia.
- Within Georgia: about 0.0% of the state's population lives in Ambrose.
- Nationally: Ambrose is the 14,737th-largest of 19,457 Census places in the dataset.
- Growth rank: Ambrose ranks 260th among Georgia's 536 places for the 2020-to-2023 change.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Ambrose's 1.5%.
- Density in Georgia: Ambrose ranks 499th by people per square mile.
- Against the state median: Ambrose runs about 110 residents per square mile, where the Georgia median is 536.
- Location: 31.5951, -83.0149 (US Census Bureau Gazetteer).
- Nearest larger cities: Broxton (8 mi); Douglas (11 mi); Ocilla (14 mi); Fitzgerald (16 mi); Willacoochee (18 mi). Online lenders reach Ambrose no matter how far the nearest branch is.
- Nearest smaller towns: Jacksonville (15 mi); Denton (21 mi); Rhine (29 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 14 smaller Census places.
- Within 100 miles: 168 places are larger than Ambrose.
The geography behind Ambrose
Ambrose covers about 3.0 square miles of land, with 0.08 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 110 residents per square mile. Atlanta, the largest place in Georgia, is about 171 miles from Ambrose. Ambrose has 44 larger places within a 50-mile radius. Within the same 50 miles lie 14 smaller Census places.
How a Ambrose personal loan is priced
In Ambrose, a small community of about 335, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Ambrose can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Ambrose loan is knowable in advance — unlike a revolving card balance.
Ambrose in state context
Set beside Georgia's 536 places, Ambrose ranks 434th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Ambrose ranks 260th of 536 in Georgia (about the 51th percentile). Its roughly 110 residents per square mile place it 499th among Georgia's places. The population moved by about 5 people between 2020 and 2023, a 1.5% shift.
How Georgia law applies in Ambrose
The rows below set out what a licensed lender must follow in Georgia, and so for Ambrose's roughly 335 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
Borrowing reach in Ambrose
Ambrose is lightly settled, with about 110 people per square mile and 44 larger places within 50 miles. A Georgia licence lets a lender serve Ambrose without a local office, so branch density does not change what its 335 residents are offered. The nearest bigger place is Broxton, GA about 8 miles away.
Common questions
What are my options in Ambrose if my credit is poor?
What loan size can I expect in Ambrose?
Do I have to pledge anything to borrow in Ambrose?
Does comparing loans in Ambrose cost me credit score points?
Nearby places
- Broxton, GA — population 1,075
- Douglas, GA — population 11,769
- Jacksonville, GA — population 106
- Ocilla, GA — population 2,949
- Willacoochee, GA — population 1,243
- Fitzgerald, GA — population 8,942
- Alapaha, GA — population 490
- Pearson, GA — population 1,825