Personal loans in Weymouth Town, MA
State law, not city hall, decides what a lender may do to Weymouth Town's roughly 59,114 residents, and a state regulator supervises it. About 59,114 people live in Weymouth Town, placing it 19th of 54 Census places in Massachusetts.
Two households in Weymouth Town with comparable incomes can still be offered different rates; the city's 59,114 residents are not the reason. Weymouth Town added about 2.9% to its population between the 2020 base and the 2023 estimate. For a community of about 59,114, the practical step is to compare APR across at least three lenders before committing. For a bigger market, look to Quincy, MA about 5 miles away.
Weymouth Town: population, trend and location
The figures below are Weymouth Town's own — Census population, land area and coordinates — followed by the Massachusetts rules.
- Population: about 59,114, ranked 19th of 54 places in Massachusetts (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 2.9% more residents than the 2020 Census counted.
- Net change: roughly 1,672 more people than the 2020 Census counted.
- Size percentile: about 65% of Massachusetts communities are smaller than Weymouth Town (59,114 residents).
- Density: the Census land area of 16.8 sq mi holds about 3,526 people per square mile.
- By land area: Weymouth Town ranks 32nd among Massachusetts's 54 places, at 16.8 sq mi.
- Water area rank: Weymouth Town ranks 9th among Massachusetts's 54 places, with 4.81 sq mi.
- Share of Massachusetts: Weymouth Town holds about 1.6% of the state's population, some 59,114 people.
- Nationally: Weymouth Town is the 656th-largest of 19,457 Census places in the dataset.
- Growth rank: Weymouth Town ranks 1st among Massachusetts's 54 places for the 2020-to-2023 change.
- Versus Massachusetts: the state average change is -0.7%, while Weymouth Town moved 2.9%.
- Density rank: Weymouth Town places 22nd among Massachusetts's places by people per square mile.
- Density in context: Weymouth Town's 3,526 people per square mile sit against a Massachusetts median of 2,833.
- Location: mapped by the US Census Bureau at 42.2073, -70.9437.
- Nearest larger cities: Quincy (5 mi); Brockton (10 mi); Boston (10 mi); Cambridge (15 mi); Somerville (15 mi). Living near a larger metro rarely changes what is available in Weymouth Town.
- Smaller communities close by: Braintree Town (3 mi); Randolph Town (6 mi); Winthrop Town (12 mi), each with its own Census population profile.
- Smaller places within 50 miles: 24 of them.
- Larger places within 100 miles: 25.
What to do before borrowing in Weymouth Town
A sensible order of operations for a loan in Weymouth Town, home to about 59,114 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Massachusetts regulator's licence list.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Weymouth Town-specific: the same Massachusetts licensing and disclosure rules reach all 59,114 residents.
Land, water and location for Weymouth Town
The Census Gazetteer records 16.8 square miles of land and 4.81 square miles of water within Weymouth Town. Spread across it are roughly 3,526 residents per square mile. Boston, the largest place in Massachusetts, is about 10 miles from Weymouth Town. Weymouth Town has 22 larger places within a 50-mile radius. Within the same 50 miles lie 24 smaller Census places.
Lender access in Weymouth Town
At roughly 3,526 people per square mile, Weymouth Town is fairly dense; 22 larger places lie within 50 miles. Lenders licensed in Massachusetts reach Weymouth Town's 59,114 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Quincy, MA about 5 miles away.
Weymouth Town's place among Massachusetts's 54 places
Set beside Massachusetts's 54 places, Weymouth Town ranks 19th by population and holds about 1.6% of the state total. Its 2020-to-2023 change ranks 1st of 54 Massachusetts places, putting it near the 98th percentile for growth. Its roughly 3,526 residents per square mile place it 22nd among Massachusetts's places. Between 2020 and 2023 the count changed by roughly 1,672 residents.
Massachusetts consumer-lending rules applied in Weymouth Town
For the roughly 59,114 residents of Weymouth Town, the rules below are Massachusetts's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Division of Banks (Office of the Commissioner of Banks) Source says: "The Division of Banks (DOB) cautions you when applying for a payday loan" | Massachusetts Division of Banks as of 2026-09-16 |
| Payday lending status | Restricted: DOB states payday lending is not prohibited, but a 'payday loan' is illegal due to the high APR Source says: "Payday lending is not prohibited in Massachusetts. Yet what is referred to as a 'payday loan' is illegal" | Massachusetts Division of Banks as of 2026-09-16 |
| Small-loan / installment lender licensing | Small-loan license required for loans of $6,000 or less when interest and expenses exceed 12% per year (M.G.L. c. 140, § 96) Source says: "No person shall directly or indirectly engage in the business of making loans of six thousand dollars or less ... without first obtaining ... a license" | Massachusetts General Court as of 2026-09-16 |
Common questions
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Nearby places
- Braintree Town, MA — population 38,490
- Quincy, MA — population 101,597
- Randolph Town, MA — population 34,487
- Brockton, MA — population 104,890
- Boston, MA — population 653,833
- Winthrop Town, MA — population 18,319
- Chelsea, MA — population 38,319
- Revere, MA — population 57,954