Personal loans in Revere, MA
The first question in Revere is not the rate on offer but whether the payment fits; about 57,954 people live here under Massachusetts lending law. The 2020 count to the 2023 estimate shows about 6.8% decline in Revere.
Roughly 57,954 residents live in Revere, the 21st-largest community in Massachusetts. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Revere loan. For the 57,954 people in Revere, Massachusetts runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A larger market lies at Malden, MA about 4 miles away.
What the Census records for Revere
Most of what governs a Revere loan is written in Massachusetts law rather than in the city; the sourced notes below make that split concrete.
- Population: 57,954 — Revere ranks 21st of 54 communities in Massachusetts (US Census Bureau, Vintage 2023).
- Population trend: Down about 6.8% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 4,254 fewer people than the 2020 Census counted.
- Size percentile: about 61% of Massachusetts's Census places are smaller than Revere.
- Density: the Census land area of 5.7 sq mi holds about 10,160 people per square mile.
- By land area: Revere ranks 48th among Massachusetts's 54 places, at 5.7 sq mi.
- Water area rank: Revere ranks 10th among Massachusetts's 54 places, with 4.43 sq mi.
- Within Massachusetts: about 1.6% of the state's population lives in Revere.
- National standing: Revere ranks 682nd of 19,457 US places.
- Growth in Massachusetts: Revere stands 54th by percentage change from 2020 to 2023, among 54 places.
- Versus Massachusetts: the state average change is -0.7%, while Revere moved 6.8%.
- Density rank: Revere places 8th among Massachusetts's places by people per square mile.
- Against the state median: Revere runs about 10,160 residents per square mile, where the Massachusetts median is 2,833.
- Location: latitude 42.4210, longitude -70.9904 (Census Gazetteer).
- Nearest larger cities: Malden (4 mi); Lynn (4 mi); Boston (6 mi); Somerville (6 mi); Medford (6 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Chelsea (3 mi); Winthrop Town (3 mi); Everett (3 mi).
- Smaller places within 50 miles: 23 of them.
- Within 100 miles: 28 places are larger than Revere.
Before you apply in Revere
Before you hand your details to a lender in Revere, where the population is near 57,954:
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the Massachusetts regulator's licence records before you sign.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
In Revere as elsewhere in Massachusetts, the written terms — not the advertisement — are what count for its 57,954 residents.
What is available to Revere borrowers
At roughly 10,160 people per square mile, Revere is densely built; 22 larger places lie within 50 miles. Lenders licensed in Massachusetts reach Revere's 57,954 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Malden, MA about 4 miles away.
How Revere compares across Massachusetts
Within Massachusetts, Revere holds roughly 1.6% of all residents, the 21st-largest share among 54 places. On the 2020-to-2023 trend, Revere stands 54th among Massachusetts's 54 places — roughly the 0th percentile. At about 10,160 people per square mile, Revere is the 8th most densely settled place in Massachusetts. By land area, its 5.7 square miles rank 48th of 54 places in Massachusetts.
How a Revere personal loan is priced
Revere is a mid-sized city of about 57,954 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Revere. Because the payment is fixed, the total cost of a Revere loan is knowable in advance — unlike a revolving card balance.
What Massachusetts law requires in Revere
When Massachusetts does not publish a figure, the row links to the source instead of inventing a number; Revere is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Division of Banks (Office of the Commissioner of Banks) Source says: "The Division of Banks (DOB) cautions you when applying for a payday loan" | Massachusetts Division of Banks as of 2026-09-16 |
| Small-loan / installment lender licensing | Small-loan license required for loans of $6,000 or less when interest and expenses exceed 12% per year (M.G.L. c. 140, § 96) Source says: "No person shall directly or indirectly engage in the business of making loans of six thousand dollars or less ... without first obtaining ... a license" | Massachusetts General Court as of 2026-09-16 |
| Small-loan rate order | Maximum 23% per annum plus a $20 administrative fee (209 CMR 26.00/26.01) Source says: "Regulation 209 CMR 26.00 et seq. limits the annual interest rate that can be charged on small loans to 23%" | Massachusetts Division of Banks as of 2026-09-16 |
Common questions
What are my options in Revere if my credit is poor?
What loan size can I expect in Revere?
Do I have to pledge anything to borrow in Revere?
Does comparing loans in Revere cost me credit score points?
Nearby places
- Chelsea, MA — population 38,319
- Winthrop Town, MA — population 18,319
- Lynn, MA — population 101,241
- Everett, MA — population 50,318
- Malden, MA — population 65,133
- Melrose, MA — population 29,357
- Boston, MA — population 653,833
- Somerville, MA — population 80,407