Personal loans in Revere, MA

The first question in Revere is not the rate on offer but whether the payment fits; about 57,954 people live here under Massachusetts lending law. The 2020 count to the 2023 estimate shows about 6.8% decline in Revere.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Roughly 57,954 residents live in Revere, the 21st-largest community in Massachusetts. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Revere loan. For the 57,954 people in Revere, Massachusetts runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A larger market lies at Malden, MA about 4 miles away.

What the Census records for Revere

Most of what governs a Revere loan is written in Massachusetts law rather than in the city; the sourced notes below make that split concrete.

Before you apply in Revere

Before you hand your details to a lender in Revere, where the population is near 57,954:

  1. Pull your credit reports first and correct any error before a lender sees the file.
  2. Model the payment on the calculator before a lender models it for you.
  3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
  4. Look the lender up in the Massachusetts regulator's licence records before you sign.
  5. Look for an origination fee or prepayment penalty in the written disclosure.
  6. Check that the monthly payment fits your budget next to your existing obligations.
  7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

In Revere as elsewhere in Massachusetts, the written terms — not the advertisement — are what count for its 57,954 residents.

What is available to Revere borrowers

At roughly 10,160 people per square mile, Revere is densely built; 22 larger places lie within 50 miles. Lenders licensed in Massachusetts reach Revere's 57,954 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Malden, MA about 4 miles away.

How Revere compares across Massachusetts

Within Massachusetts, Revere holds roughly 1.6% of all residents, the 21st-largest share among 54 places. On the 2020-to-2023 trend, Revere stands 54th among Massachusetts's 54 places — roughly the 0th percentile. At about 10,160 people per square mile, Revere is the 8th most densely settled place in Massachusetts. By land area, its 5.7 square miles rank 48th of 54 places in Massachusetts.

How a Revere personal loan is priced

Revere is a mid-sized city of about 57,954 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Revere. Because the payment is fixed, the total cost of a Revere loan is knowable in advance — unlike a revolving card balance.

What Massachusetts law requires in Revere

When Massachusetts does not publish a figure, the row links to the source instead of inventing a number; Revere is bound by the same rules.

RuleDetailSource
State lending regulatorDivision of Banks (Office of the Commissioner of Banks)
Source says: "The Division of Banks (DOB) cautions you when applying for a payday loan"
Massachusetts Division of Banks
as of 2026-09-16
Small-loan / installment lender licensingSmall-loan license required for loans of $6,000 or less when interest and expenses exceed 12% per year (M.G.L. c. 140, § 96)
Source says: "No person shall directly or indirectly engage in the business of making loans of six thousand dollars or less ... without first obtaining ... a license"
Massachusetts General Court
as of 2026-09-16
Small-loan rate orderMaximum 23% per annum plus a $20 administrative fee (209 CMR 26.00/26.01)
Source says: "Regulation 209 CMR 26.00 et seq. limits the annual interest rate that can be charged on small loans to 23%"
Massachusetts Division of Banks
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Revere if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Revere is the same as anywhere in Massachusetts.
What loan size can I expect in Revere?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Revere?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Revere cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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