Personal loans in Lynn, MA

Lynn by the numbers

The figures below are Lynn's own — Census population, land area and coordinates — followed by the Massachusetts rules.

• Population: an estimated 101,241 residents, 8th of 54 places in Massachusetts (Census Vintage 2023 subcounty estimate).
• Population trend: Stable from the 2020 base to 2023.
• Size percentile: Lynn's 101,241 people outrank roughly 85% of the places in Massachusetts.
• Density: the Census land area of 10.7 sq mi holds about 9,427 people per square mile.
• Land area: Lynn covers 10.7 square miles, the 41st-largest area among Massachusetts's 54 places.
• Water: Lynn holds about 2.78 square miles, the 12th-largest water area in Massachusetts.
• Within Massachusetts: about 2.8% of the state's population lives in Lynn.
• National rank: Lynn sits 320th by population among the 19,457 places in this dataset.
• Growth rank: Lynn ranks 16th among Massachusetts's 54 places for the 2020-to-2023 change.
• Against the state trend: Lynn's 0.0% change compares with a Massachusetts average of -0.7% across its 54 places.
• Density rank: Lynn is the 9th most densely settled place in Massachusetts.
• Density vs Massachusetts: Lynn's 9,427 people per square mile compare with a state median of 2,833.
• Location: mapped by the US Census Bureau at 42.4748, -70.9620.
• Nearest larger cities: Boston (10 mi); Cambridge (11 mi); Quincy (15 mi); Lowell (22 mi); Brockton (27 mi). Larger metros often have more branches, but online lenders reach Lynn on the same terms.
• Nearest smaller towns: Salem (4 mi); Revere (4 mi); Peabody (4 mi).
• Within a 50-mile radius: 36 smaller Census places.
• Within 100 miles: 9 places are larger than Lynn.

Borrowing reach in Lynn

Lynn is a densely built community of about 101,241 people, with 7 larger places inside a 50-mile radius. A Massachusetts licence lets a lender serve Lynn without a local office, so branch density does not change what its 101,241 residents are offered. The nearest larger city, Boston, MA about 10 miles away.

Lynn: area, density and distance

Inside Lynn's boundaries lie roughly 10.7 square miles of land and 2.78 square miles of water. Spread across it are roughly 9,427 residents per square mile. The state's population centre of gravity, Boston, is roughly 10 miles away. A 50-mile radius around Lynn takes in 7 places that are larger. The 100-mile radius contains 9 larger places.

Lynn against the rest of Massachusetts

Against Massachusetts's other places, Lynn accounts for about 2.8% of the state's population and ranks 8th of 54 by size. On the 2020-to-2023 trend, Lynn stands 16th among Massachusetts's 54 places — roughly the 70th percentile. Its roughly 9,427 residents per square mile place it 9th among Massachusetts's places. Within 50 miles sit 36 smaller Census places, alongside the 7 that are larger.

Inside a Lynn personal loan

With roughly 101,241 residents, Lynn is a sizable city; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Lynn's rank of 8th in Massachusetts: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Lynn loan is knowable in advance — unlike a revolving card balance.

Which Massachusetts laws govern a loan in Lynn

These are Massachusetts's sourced lending facts as they reach Lynn's 101,241 residents; the state has no city-level rate rule.