Personal loans in Wentworth, NC
Personal loans in Wentworth are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 2,715 population.
Which products a lender may offer to Wentworth's 2,715 residents follows from the North Carolina consumer-lending framework. By population, Wentworth sits at 222nd in North Carolina, with an estimated 2,715 residents. Use the calculator on this page to price an amount and term before you commit in Wentworth. Wentworth gained roughly 2.2% in population across the 2020-to-2023 comparison. The next larger city is Reidsville, NC about 6 miles away.
The Wentworth data picture
Wentworth is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 2,715 people, a figure that places Wentworth 222nd among the 549 Census places in North Carolina (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 2.2% from 2020 to 2023.
- Absolute change: 59 residents added between 2020 and 2023.
- Size percentile: roughly 60% of North Carolina places rank below Wentworth.
- Land and density: 14.2 square miles of land carry roughly 191 residents per square mile.
- Land area rank: Wentworth's 14.2 square miles rank 69th of 549 places in North Carolina.
- Water area: Wentworth has 0.07 square miles of water, ranking 139th of 549 places in North Carolina.
- State population share: Wentworth accounts for about 0.0% of everyone in North Carolina.
- National rank: Wentworth sits 6,595th by population among the 19,457 places in this dataset.
- Growth in North Carolina: Wentworth stands 238th by percentage change from 2020 to 2023, among 549 places.
- Versus North Carolina: the state average change is +2.9%, while Wentworth moved 2.2%.
- Density rank: Wentworth is the 496th most densely settled place in North Carolina.
- Density vs North Carolina: Wentworth's 191 people per square mile compare with a state median of 758.
- Location: latitude 36.4012, longitude -79.7569 (Census Gazetteer).
- Nearest larger cities: Reidsville (6 mi); Eden (7 mi); Summerfield (16 mi); Stokesdale (17 mi); Martinsville (20 mi). Lenders licensed in the state serve Wentworth whether or not they keep a local branch.
- Smaller communities within reach: Stoneville (9 mi); Mayodan (12 mi); Madison (12 mi).
- Smaller neighbours: 26 places smaller than Wentworth sit within 50 miles.
- At 100 miles: 127 larger Census places fall inside that radius.
The Wentworth borrowing checklist
A sensible order of operations for a loan in Wentworth, home to about 2,715 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the North Carolina licence with the regulator named above before committing.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
The process is identical across North Carolina; what changes is your credit file, not the fact that Wentworth holds 2,715 people.
The state rulebook for Wentworth
This table holds the North Carolina rate and licensing rules for consumer loans made to Wentworth's 2,715 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Carolina Office of the Commissioner of Banks (NCCOB) Source says: "Lenders operating under the CFA must be licensed by and are subject to regulation by the NCCOB." | North Carolina Office of the Commissioner of Banks as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | For loans of $25,000 or less: greater of the 6-month U.S. Treasury bill rate + 6% or 16% (G.S. 24-1.1(c)); any agreed rate above $25,000 Source says: "plus six percent (6%), rounded upward or downward ... or sixteen percent (16%), whichever is greater" | North Carolina General Assembly as of 2026-09-16 |
| Payday lending status | Payday lenders shut down in North Carolina; online payday lending remains an enforcement target Source says: "Payday Lenders: Shut Down In NC, But Still Victimizing Borrowers Online" | North Carolina Department of Justice (Office of the Attorney General) as of 2026-09-16 |
Wentworth against the rest of North Carolina
Among North Carolina's 549 places, Wentworth sits at 222nd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Wentworth ranks 238th of 549 in North Carolina (about the 57th percentile). By density, at about 191 people per square mile, it ranks 496th in North Carolina. By land area, its 14.2 square miles rank 69th of 549 places in North Carolina.
Borrowing reach in Wentworth
With about 191 residents per square mile, Wentworth is lightly settled, and 38 larger Census places sit within 50 miles. What is available to Wentworth's 2,715 borrowers is set by North Carolina licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Reidsville, NC about 6 miles away.
The geography behind Wentworth
Wentworth covers about 14.2 square miles of land, with 0.07 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 191 residents per square mile. The state's population centre of gravity, Charlotte, is roughly 102 miles away. A 50-mile radius around Wentworth takes in 38 places that are larger. By land area it ranks 69th of 549 North Carolina places.
Common questions
What are my options in Wentworth if my credit is poor?
What loan size can I expect in Wentworth?
Do I have to pledge anything to borrow in Wentworth?
Does comparing loans in Wentworth cost me credit score points?
Nearby places
- Reidsville, NC — population 14,585
- Eden, NC — population 15,332
- Stoneville, NC — population 1,335
- Ridgeway, VA — population 737
- Mayodan, NC — population 2,452
- Madison, NC — population 2,156
- Summerfield, NC — population 11,150
- Stokesdale, NC — population 6,016