Personal loans in Stoneville, NC

The roughly 1,335 people who live in Stoneville borrow under North Carolina rules; city hall sets no personal-loan rate. With an estimated 1,335 residents, Stoneville is the 306th-largest of 549 places in North Carolina.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Population in Stoneville climbed about 2.1% over the three years from 2020 to 2023. To lend to Stoneville's 1,335 residents, a company must hold a North Carolina licence, and each sourced row below names the regulator behind it. Compare APR, not the interest rate, because the APR folds in most fees on a Stoneville loan. The closest larger city is Mayodan, NC about 5 miles away.

What the Census records for Stoneville

The figures below are Stoneville's own — Census population, land area and coordinates — followed by the North Carolina rules.

How Stoneville compares across North Carolina

Set beside North Carolina's 549 places, Stoneville ranks 306th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Stoneville stands 245th among North Carolina's 549 places — roughly the 55th percentile. Its roughly 934 residents per square mile place it 201st among North Carolina's places. The population moved by about 27 people between 2020 and 2023, a 2.1% shift.

What is available to Stoneville borrowers

At roughly 934 people per square mile, Stoneville is moderately settled; 46 larger places lie within 50 miles. Lenders licensed in North Carolina reach Stoneville's 1,335 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Mayodan, NC about 5 miles away.

Stoneville on the map

Stoneville's land area is roughly 1.4 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 934 people per square mile. The state's population centre of gravity, Charlotte, is roughly 101 miles away. A 50-mile radius around Stoneville takes in 46 places that are larger. The 100-mile radius contains 170 larger places.

North Carolina consumer-lending rules applied in Stoneville

This table holds the North Carolina rate and licensing rules for consumer loans made to Stoneville's 1,335 residents.

RuleDetailSource
State lending regulatorNorth Carolina Office of the Commissioner of Banks (NCCOB)
Source says: "Lenders operating under the CFA must be licensed by and are subject to regulation by the NCCOB."
North Carolina Office of the Commissioner of Banks
as of 2026-09-16
Payday lending statusPayday lenders shut down in North Carolina; online payday lending remains an enforcement target
Source says: "Payday Lenders: Shut Down In NC, But Still Victimizing Borrowers Online"
North Carolina Department of Justice (Office of the Attorney General)
as of 2026-09-16
Small-loan / installment lender licensingConsumer Finance Act license from the Commissioner of Banks required for loans of $25,000 or less charging more than Chapter 24 rates
Source says: "Direct lenders seeking to charge rates higher than allowed under Chapter 24 on consumer term loans of twenty-five thousand dollars ($25,000) or less"
North Carolina Office of the Commissioner of Banks
as of 2026-09-16

What a Stoneville borrower is actually offered

Most loans made to Stoneville's 1,335 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Stoneville can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Stoneville loan but raises total interest, so the smallest payment is not the cheapest loan.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Stoneville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Stoneville is the same as anywhere in North Carolina.
What loan size can I expect in Stoneville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Stoneville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Stoneville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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