Personal loans in Stoneville, NC
The roughly 1,335 people who live in Stoneville borrow under North Carolina rules; city hall sets no personal-loan rate. With an estimated 1,335 residents, Stoneville is the 306th-largest of 549 places in North Carolina.
Population in Stoneville climbed about 2.1% over the three years from 2020 to 2023. To lend to Stoneville's 1,335 residents, a company must hold a North Carolina licence, and each sourced row below names the regulator behind it. Compare APR, not the interest rate, because the APR folds in most fees on a Stoneville loan. The closest larger city is Mayodan, NC about 5 miles away.
What the Census records for Stoneville
The figures below are Stoneville's own — Census population, land area and coordinates — followed by the North Carolina rules.
- Population: about 1,335 people live here, which puts Stoneville 306th of 549 Census places in North Carolina (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 2.1%.
- Absolute change: 27 residents added between 2020 and 2023.
- Size percentile: about 44% of North Carolina's Census places are smaller than Stoneville.
- Population density: about 934 people per square mile across 1.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Stoneville ranks 381st among North Carolina's 549 places, at 1.4 sq mi.
- State share: roughly 0.0% of North Carolina's residents live in Stoneville (1,335 people).
- National rank: Stoneville is the 9,154th most populous of the 19,457 Census places covered here.
- Growth rank: Stoneville's 2020-to-2023 change ranks 245th of 549 places in North Carolina.
- Against the state trend: Stoneville's 2.1% change compares with a North Carolina average of +2.9% across its 549 places.
- Density rank: Stoneville places 201st among North Carolina's places by people per square mile.
- Density vs North Carolina: Stoneville's 934 people per square mile compare with a state median of 758.
- Location: the Census Gazetteer records it at 36.4653, -79.9064.
- Nearest larger cities: Mayodan (5 mi); Madison (6 mi); Wentworth (9 mi); Eden (10 mi); Martinsville (15 mi). A branch is convenient; it is not what sets your APR.
- Smaller places close by: Ridgeway (8 mi); Danbury (17 mi); Ossipee (30 mi).
- Within a 50-mile radius: 14 smaller Census places.
- Within 100 miles: 170 places are larger than Stoneville.
How Stoneville compares across North Carolina
Set beside North Carolina's 549 places, Stoneville ranks 306th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Stoneville stands 245th among North Carolina's 549 places — roughly the 55th percentile. Its roughly 934 residents per square mile place it 201st among North Carolina's places. The population moved by about 27 people between 2020 and 2023, a 2.1% shift.
What is available to Stoneville borrowers
At roughly 934 people per square mile, Stoneville is moderately settled; 46 larger places lie within 50 miles. Lenders licensed in North Carolina reach Stoneville's 1,335 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Mayodan, NC about 5 miles away.
Stoneville on the map
Stoneville's land area is roughly 1.4 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 934 people per square mile. The state's population centre of gravity, Charlotte, is roughly 101 miles away. A 50-mile radius around Stoneville takes in 46 places that are larger. The 100-mile radius contains 170 larger places.
North Carolina consumer-lending rules applied in Stoneville
This table holds the North Carolina rate and licensing rules for consumer loans made to Stoneville's 1,335 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | North Carolina Office of the Commissioner of Banks (NCCOB) Source says: "Lenders operating under the CFA must be licensed by and are subject to regulation by the NCCOB." | North Carolina Office of the Commissioner of Banks as of 2026-09-16 |
| Payday lending status | Payday lenders shut down in North Carolina; online payday lending remains an enforcement target Source says: "Payday Lenders: Shut Down In NC, But Still Victimizing Borrowers Online" | North Carolina Department of Justice (Office of the Attorney General) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Finance Act license from the Commissioner of Banks required for loans of $25,000 or less charging more than Chapter 24 rates Source says: "Direct lenders seeking to charge rates higher than allowed under Chapter 24 on consumer term loans of twenty-five thousand dollars ($25,000) or less" | North Carolina Office of the Commissioner of Banks as of 2026-09-16 |
What a Stoneville borrower is actually offered
Most loans made to Stoneville's 1,335 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Stoneville can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Stoneville loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Stoneville if my credit is poor?
What loan size can I expect in Stoneville?
Do I have to pledge anything to borrow in Stoneville?
Does comparing loans in Stoneville cost me credit score points?
Nearby places
- Mayodan, NC — population 2,452
- Madison, NC — population 2,156
- Ridgeway, VA — population 737
- Wentworth, NC — population 2,715
- Eden, NC — population 15,332
- Martinsville, VA — population 13,763
- Stokesdale, NC — population 6,016
- Reidsville, NC — population 14,585