Personal loans in Wellston, OH

Work out your debt-to-income ratio first; lenders weigh it heavily, and Wellston's 5,457 residents are no exception. Rate ceilings, licensing requirements and product limits for Wellston are all set at the Ohio level. Population in Wellston climbed about 0.8% over the three years from 2020 to 2023. For a bigger market, look to Jackson, OH about 8 miles away.

Wellston: population, trend and location

Two layers matter for a Wellston borrower: the local population picture and Ohio's consumer-lending statutes.

• Population: an estimated 5,457 residents, 244th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 0.8% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 42 residents.
• Size percentile: about 74% of Ohio's Census places are smaller than Wellston.
• Land and density: 7.0 square miles of land carry roughly 783 residents per square mile.
• By land area: Wellston ranks 152nd among Ohio's 924 places, at 7.0 sq mi.
• Water area rank: Wellston ranks 159th among Ohio's 924 places, with 0.08 sq mi.
• State share: roughly 0.1% of Ohio's residents live in Wellston (5,457 people).
• National rank: Wellston sits 4,597th by population among the 19,457 places in this dataset.
• Growth rank: Wellston ranks 165th among Ohio's 924 places for the 2020-to-2023 change.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Wellston's 0.8%.
• Density rank: Wellston places 704th among Ohio's places by people per square mile.
• Density in context: Wellston's 783 people per square mile sit against a Ohio median of 1,289.
• Location: 39.1174, -82.5376 (US Census Bureau Gazetteer).
• Nearest larger cities: Jackson (8 mi); Athens (28 mi); Chillicothe (29 mi); Logan (30 mi); Portsmouth (34 mi). Lenders licensed in the state serve Wellston whether or not they keep a local branch.
• Smaller places nearby: Hamden (3 mi); Coalton (4 mi); McArthur (10 mi).
• Smaller neighbours: 91 places smaller than Wellston sit within 50 miles.
• At 100 miles: 84 larger Census places fall inside that radius.

What Ohio law requires in Wellston

Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Wellston lender must follow.

Wellston against the rest of Ohio

Set beside Ohio's 924 places, Wellston ranks 244th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Wellston stands 165th among Ohio's 924 places — roughly the 82th percentile. By density, at about 783 people per square mile, it ranks 704th in Ohio. The population moved by about 42 people between 2020 and 2023, a 0.8% shift.

The anatomy of a Wellston personal loan

In Wellston, a small town of about 5,457, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Wellston's rank of 244th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Wellston decides the split between a comfortable payment and the total interest you pay.

Borrowing reach in Wellston

Wellston is moderately settled, with about 783 people per square mile and 11 larger places within 50 miles. Whether Wellston has a local branch or not, a Ohio-licensed lender can serve its 5,457 people online on the same terms. The nearest bigger place is Jackson, OH about 8 miles away.

Where Wellston sits

Inside Wellston's boundaries lie roughly 7.0 square miles of land and 0.08 square miles of water. The resulting density is about 783 people per square mile. The largest place in Ohio, Columbus, lies about 64 miles away. A 50-mile radius around Wellston takes in 11 places that are larger. The 100-mile radius contains 84 larger places.