Personal loans in Coalton, OH

The Coalton data picture

Set out below is Coalton's local context next to the state-level rules that reach every lender here.

• Population: 441 people, a figure that places Coalton 688th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 0.7% since the 2020 count.
• People gained or lost: about 3 fewer since the 2020 base.
• Size percentile: with 441 residents, Coalton is larger than about 26% of Ohio's Census places.
• Density: roughly 795 residents per square mile, spread over 0.6 sq mi of land.
• By land area: Coalton ranks 664th among Ohio's 924 places, at 0.6 sq mi.
• State population share: Coalton accounts for about 0.0% of everyone in Ohio.
• National rank: Coalton is the 13,688th most populous of the 19,457 Census places covered here.
• Growth in Ohio: Coalton stands 391st by percentage change from 2020 to 2023, among 924 places.
• Against the state trend: Coalton's 0.7% change compares with a Ohio average of +0.9% across its 924 places.
• Density rank: Coalton places 698th among Ohio's places by people per square mile.
• Against the state median: Coalton runs about 795 residents per square mile, where the Ohio median is 1,289.
• Location: mapped by the US Census Bureau at 39.1117, -82.6109.
• Nearest larger cities: Wellston (4 mi); Jackson (5 mi); Hamden (6 mi); McArthur (12 mi); Oak Hill (15 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Beaver (13 mi); Wilkesville (15 mi); Zaleski (17 mi).
• Smaller places within 50 miles: 29 of them.
• Within 100 miles: 325 places are larger than Coalton.

Which Ohio laws govern a loan in Coalton

This table holds the Ohio rate and licensing rules for consumer loans made to Coalton's 441 residents.

What to do before borrowing in Coalton

Before you apply in Coalton, a community of about 441, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Make sure the lender appears in the Ohio regulator's licence list.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Test the payment against your current bills before you commit.

What differs between Coalton and the rest of Ohio is not the process but the borrower's own file, among the 441 people here.

How a Coalton personal loan is priced

A Coalton personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 441 residents. Because pricing is borrower-level, two people in Coalton can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Coalton loan is knowable in advance — unlike a revolving card balance.

Borrowing reach in Coalton

At roughly 795 people per square mile, Coalton is moderately settled; 72 larger places lie within 50 miles. Distance to a branch rarely matters for Coalton's 441 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Wellston, OH about 4 miles away.

Coalton on the map

Coalton covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 795 residents per square mile. The largest place in Ohio, Columbus, lies about 63 miles away. Counting outward 50 miles, 72 larger communities surround Coalton. The 100-mile radius contains 325 larger places.