Personal loans in Webberville, MI
Rate ceilings, licensing requirements and product limits for Webberville are all set at the Michigan level. At about 1,289 residents, Webberville is larger than roughly 40% of the places in Michigan. Webberville counts about 1,289 people, and what is genuinely local about borrowing here is limited — Michigan law does the governing. The trend for Webberville between 2020 and 2023 is downward by roughly 1.5%. Pull your credit reports and line up at least three offers before you apply from Webberville. The nearest larger metro is Williamston, MI about 5 miles away.
What the Census records for Webberville
Set out below is Webberville's local context next to the state-level rules that reach every lender here.
- Population: about 1,289 people live here, which puts Webberville 321st of 533 Census places in Michigan (Vintage 2023).
- Population trend: Down about 1.5% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 19 fewer people than the 2020 Census counted.
- Size percentile: Webberville sits ahead of around 40% of Michigan places, at 1,289 people.
- Population density: about 708 people per square mile (Census land area 1.8 sq mi).
- Land area rank: Webberville's 1.8 square miles rank 253rd of 533 places in Michigan.
- Water area: Webberville has 0.01 square miles of water, ranking 319th of 533 places in Michigan.
- State share: roughly 0.0% of Michigan's residents live in Webberville (1,289 people).
- National standing: Webberville ranks 9,285th of 19,457 US places.
- Growth rank: Webberville ranks 379th among Michigan's 533 places for the 2020-to-2023 change.
- Versus Michigan: the state average change is -0.3%, while Webberville moved 1.5%.
- Density in Michigan: Webberville ranks 378th by people per square mile.
- Against the state median: Webberville runs about 708 residents per square mile, where the Michigan median is 1,078.
- Location: the Census Gazetteer records it at 42.6609, -84.1890.
- Nearest larger cities: Williamston (5 mi); Fowlerville (6 mi); Perry (12 mi); Howell (13 mi); Mason (14 mi). Lenders licensed in the state serve Webberville whether or not they keep a local branch.
- Nearest smaller towns: Dansville (9 mi); Morrice (12 mi); Stockbridge (15 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 42 of them.
- At 100 miles: 278 larger Census places fall inside that radius.
Webberville in state context
Within Michigan, Webberville holds roughly 0.0% of all residents, the 321st-largest share among 533 places. On the 2020-to-2023 trend, Webberville stands 379th among Michigan's 533 places — roughly the 29th percentile. Its roughly 708 residents per square mile place it 378th among Michigan's places. Within 50 miles sit 42 smaller Census places, alongside the 85 that are larger.
A practical checklist for Webberville borrowers
For Webberville's roughly 1,289 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Michigan regulator's licence list.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
The process is identical across Michigan; what changes is your credit file, not the fact that Webberville holds 1,289 people.
Which Michigan laws govern a loan in Webberville
This table holds the Michigan rate and licensing rules for consumer loans made to Webberville's 1,289 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Regulated lender interest/finance charge cap | 25% per annum (Credit Reform Act, MCL 445.1854(1)) Source says: "may charge, collect, and receive any rate of interest or finance charge for an extension of credit not to exceed 25% per annum" | Michigan Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum maximum by written agreement; 5% legal rate (MCL 438.31) Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum" | Michigan Legislature as of 2026-09-16 |
How personal loans work in Webberville
Most loans made to Webberville's 1,289 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Webberville's 1,289 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Webberville decides the split between a comfortable payment and the total interest you pay.
Getting a loan in Webberville
With about 708 residents per square mile, Webberville is moderately settled, and 85 larger Census places sit within 50 miles. Distance to a branch rarely matters for Webberville's 1,289 residents: the application is online and the price follows your credit file. The nearest larger city, Williamston, MI about 5 miles away.
Common questions
What are my options in Webberville if my credit is poor?
What loan size can I expect in Webberville?
Do I have to pledge anything to borrow in Webberville?
Does comparing loans in Webberville cost me credit score points?
Nearby places
- Williamston, MI — population 3,772
- Fowlerville, MI — population 2,931
- Dansville, MI — population 516
- Perry, MI — population 2,126
- Morrice, MI — population 991
- Stockbridge, MI — population 1,278
- Bancroft, MI — population 479
- Howell, MI — population 10,008