Personal loans in Stockbridge, MI
With roughly 1,278 residents, Stockbridge is a small community, and the lending rules its borrowers live under are written in Michigan, not by the city. Stockbridge is home to roughly 1,278 people and stands 323rd by size out of 533 Census places in Michigan. The 2020 count to the 2023 estimate shows about 2.2% growth in Stockbridge. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Stockbridge's 1,278 residents. Use the calculator on this page to price an amount and term before you commit in Stockbridge. The closest larger place is Pinckney, MI about 12 miles away.
What the Census records for Stockbridge
Read the local figures below as context; read the sourced Michigan table as the rulebook a lender here must follow.
- Population: about 1,278 people live here, which puts Stockbridge 323rd of 533 Census places in Michigan (Vintage 2023).
- Population trend: A gain of roughly 2.2% between 2020 and 2023.
- Absolute change: 27 residents added between 2020 and 2023.
- Size percentile: Stockbridge sits ahead of around 39% of Michigan places, at 1,278 people.
- Density: roughly 850 residents per square mile, spread over 1.5 sq mi of land.
- By land area: Stockbridge ranks 286th among Michigan's 533 places, at 1.5 sq mi.
- Water: Stockbridge holds about 0.02 square miles, the 301st-largest water area in Michigan.
- Share of Michigan: Stockbridge holds about 0.0% of the state's population, some 1,278 people.
- National rank: Stockbridge is 9,323rd of 19,457 places nationwide.
- Growth in Michigan: Stockbridge stands 60th by percentage change from 2020 to 2023, among 533 places.
- Versus Michigan: the state average change is -0.3%, while Stockbridge moved 2.2%.
- Density rank: Stockbridge places 331st among Michigan's places by people per square mile.
- Density in context: Stockbridge's 850 people per square mile sit against a Michigan median of 1,078.
- Location: latitude 42.4487, longitude -84.1758 (Census Gazetteer).
- Nearest larger cities: Pinckney (12 mi); Chelsea (12 mi); Leslie (13 mi); Webberville (15 mi); Fowlerville (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Dansville (10 mi); Grass Lake (14 mi); Parma (23 mi), each with its own Census population profile.
- Smaller neighbours: 37 places smaller than Stockbridge sit within 50 miles.
- At 100 miles: 294 larger Census places fall inside that radius.
The Michigan lending rules that reach Stockbridge
Every row below records a Michigan rule, its publisher and its retrieval date — the same rules a Stockbridge lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum maximum by written agreement; 5% legal rate (MCL 438.31) Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum" | Michigan Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment service transactions (2005 PA 244; MCL 487.2121 et seq.), licensed and regulated by DIFS Source says: "AN ACT to regulate the business of providing deferred presentment service transactions; to require the licensing of providers of deferred presentment service transactions" | Michigan Legislature as of 2026-09-16 |
The anatomy of a Stockbridge personal loan
Most loans made to Stockbridge's 1,278 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Stockbridge's rank of 323rd in Michigan: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Stockbridge decides the split between a comfortable payment and the total interest you pay.
Stockbridge in state context
Stockbridge is the 323rd-largest of 533 Census places in Michigan and contains about 0.0% of the state's people. For population change between 2020 and 2023, Stockbridge ranks 60th of 533 in Michigan (about the 89th percentile). Its roughly 850 residents per square mile place it 331st among Michigan's places. Within 50 miles sit 37 smaller Census places, alongside the 88 that are larger.
The geography behind Stockbridge
Inside Stockbridge's boundaries lie roughly 1.5 square miles of land and 0.02 square miles of water. The resulting density is about 850 people per square mile. Detroit, the largest place in Michigan, is about 55 miles from Stockbridge. A 50-mile radius around Stockbridge takes in 88 places that are larger. The 100-mile radius contains 294 larger places.
What is available to Stockbridge borrowers
With about 850 residents per square mile, Stockbridge is moderately settled, and 88 larger Census places sit within 50 miles. Distance to a branch rarely matters for Stockbridge's 1,278 residents: the application is online and the price follows your credit file. The nearest bigger place is Pinckney, MI about 12 miles away.
Common questions
What are my options in Stockbridge if my credit is poor?
What loan size can I expect in Stockbridge?
Do I have to pledge anything to borrow in Stockbridge?
Does comparing loans in Stockbridge cost me credit score points?
Nearby places
- Dansville, MI — population 516
- Grass Lake, MI — population 1,096
- Chelsea, MI — population 5,364
- Webberville, MI — population 1,289
- Fowlerville, MI — population 2,931
- Pinckney, MI — population 2,353
- Leslie, MI — population 1,903
- Williamston, MI — population 3,772