Personal loans in Webb, IA
Personal loans in Webb are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 139 population. Webb is home to roughly 139 people and stands 756th by size out of 940 Census places in Iowa. Census figures put the 2020-to-2023 decrease in Webb at about 1.4%. A lender that serves Webb operates under Iowa lending statutes and a Iowa supervisor. Judge Webb offers on total cost, not on how quickly the money arrives. The next larger city is Marathon, IA about 6 miles away.
What the Census records for Webb
Most of what governs a Webb loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.
- Population: about 139 people live here, which puts Webb 756th of 940 Census places in Iowa (Vintage 2023).
- Population trend: A loss of roughly 1.4% between 2020 and 2023.
- Net change: roughly 2 fewer people than the 2020 Census counted.
- Size percentile: Webb sits ahead of around 20% of Iowa places, at 139 people.
- Population density: 276 people per square mile on 0.5 square miles of land.
- By land area: Webb ranks 650th among Iowa's 940 places, at 0.5 sq mi.
- Share of state population: Webb's 139 residents are about 0.0% of Iowa.
- National rank: Webb is 17,444th of 19,457 places nationwide.
- Growth rank: Webb's 2020-to-2023 change ranks 513th of 940 places in Iowa.
- Versus Iowa: the state average change is -0.7%, while Webb moved 1.4%.
- Density in Iowa: Webb ranks 753rd by people per square mile.
- Against the state median: Webb runs about 276 residents per square mile, where the Iowa median is 672.
- Location: it lies at 42.9498, -95.0129 in the Census Gazetteer.
- Nearest larger cities: Marathon (6 mi); Sioux Rapids (8 mi); Laurens (11 mi); Rembrandt (12 mi); Albert City (12 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Gillett Grove (5 mi); Greenville (8 mi); Rossie (10 mi).
- Smaller neighbours: 30 places smaller than Webb sit within 50 miles.
- At 100 miles: 382 larger Census places fall inside that radius.
Webb: area, density and distance
Inside Webb's boundaries lie about 0.5 square miles of land, with no significant water area recorded. Spread across it are roughly 276 residents per square mile. The largest place in Iowa, Des Moines, lies about 119 miles away. Within 50 miles of Webb there are 94 larger Census places. Within the same 50 miles lie 30 smaller Census places.
How Webb compares across Iowa
Within Iowa, Webb holds roughly 0.0% of all residents, the 756th-largest share among 940 places. Its 2020-to-2023 change ranks 513th of 940 Iowa places, putting it near the 45th percentile for growth. By density, at about 276 people per square mile, it ranks 753rd in Iowa. The population moved by about 2 people between 2020 and 2023, a 1.4% shift.
Iowa rules behind a Webb personal loan
This table holds the Iowa rate and licensing rules for consumer loans made to Webb's 139 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
How personal loans work in Webb
A Webb personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 139 residents. Federal Truth in Lending rules require a Webb lender to disclose the APR and finance charge before you sign. The term you choose in Webb decides the split between a comfortable payment and the total interest you pay.
Lender access in Webb
Webb is lightly settled, with about 276 people per square mile and 94 larger places within 50 miles. What is available to Webb's 139 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Marathon, IA about 6 miles away.
Common questions
What are my options in Webb if my credit is poor?
What loan size can I expect in Webb?
Do I have to pledge anything to borrow in Webb?
Does comparing loans in Webb cost me credit score points?
Nearby places
- Gillett Grove, IA — population 32
- Marathon, IA — population 221
- Sioux Rapids, IA — population 718
- Greenville, IA — population 68
- Albert City, IA — population 626
- Dickens, IA — population 147
- Rossie, IA — population 47
- Laurens, IA — population 1,249