Personal loans in Laurens, IA

An estimated 1,249 people make their home in Laurens, a figure that ranks 232nd in Iowa. Begin with the payment, then weigh APR and total interest across the lenders that reach Laurens's 1,249 residents. For the 1,249 people in Laurens, Iowa runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. For a bigger market, look to Pocahontas, IA about 12 miles away.

The Laurens data picture

Read the local figures below as context; read the sourced Iowa table as the rulebook a lender here must follow.

• Population: the Census counts 1,249 residents in Laurens (Vintage 2023 subcounty estimate), the 232nd-largest figure among Iowa's 940 places.
• Population trend: Roughly 1.3% fewer residents than the 2020 Census counted.
• People gained or lost: about 16 fewer since the 2020 base.
• Size percentile: roughly 75% of Iowa's places have fewer residents than Laurens's 1,249.
• Land and density: 0.8 square miles of land carry roughly 1,650 residents per square mile.
• Land area rank: Laurens's 0.8 square miles rank 493rd of 940 places in Iowa.
• Share of state population: Laurens's 1,249 residents are about 0.0% of Iowa.
• National rank: Laurens is 9,392nd of 19,457 places nationwide.
• Growth rank: Laurens ranks 474th among Iowa's 940 places for the 2020-to-2023 change.
• Versus Iowa: the state average change is -0.7%, while Laurens moved 1.3%.
• Density rank: Laurens is the 47th most densely settled place in Iowa.
• Against the state median: Laurens runs about 1,650 residents per square mile, where the Iowa median is 672.
• Location: latitude 42.8475, longitude -94.8479 (Census Gazetteer).
• Nearest larger cities: Pocahontas (12 mi); Emmetsburg (20 mi); Storm Lake (23 mi); Spencer (26 mi); Alta (26 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Albert City (7 mi); Marathon (7 mi); Havelock (8 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 109 smaller Census places.
• Larger places within 100 miles: 108.

What Iowa law requires in Laurens

When Iowa does not publish a figure, the row links to the source instead of inventing a number; Laurens is bound by the same rules.

Where Laurens sits in Iowa

Among Iowa's 940 places, Laurens sits at 232nd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Laurens ranks 474th of 940 in Iowa (about the 50th percentile). Its roughly 1,650 residents per square mile place it 47th among Iowa's places. Within 50 miles sit 109 smaller Census places, alongside the 21 that are larger.

Laurens on the map

The Census Gazetteer records about 0.8 square miles of land within Laurens, with no significant water area listed. Spread across it are roughly 1,650 residents per square mile. For the state's biggest city, Des Moines, the distance is roughly 108 miles. Within 50 miles of Laurens there are 21 larger Census places. The 100-mile radius contains 108 larger places.

A pre-application checklist for Laurens

Complete these steps first when you borrow in Laurens (1,249 residents):

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Iowa regulator's licence records before you sign.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

What differs between Laurens and the rest of Iowa is not the process but the borrower's own file, among the 1,249 people here.

Borrowing reach in Laurens

At roughly 1,650 people per square mile, Laurens is moderately settled; 21 larger places lie within 50 miles. Lenders licensed in Iowa reach Laurens's 1,249 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Pocahontas, IA about 12 miles away.