Personal loans in Waveland, MS

Two households in Waveland with comparable incomes can still be offered different rates; the city's 6,990 residents are not the reason. The Census estimates 6,990 residents in Waveland, which ranks it 51st of 299 places in Mississippi. Waveland shed about 3.0% of its population between the 2020 base and the 2023 estimate. Verify the lender's Mississippi licence against the regulator named below before borrowing in Waveland. The next larger city is Bay St. Louis, MS about 3 miles away.

What the Census records for Waveland

The figures below are Waveland's own — Census population, land area and coordinates — followed by the Mississippi rules.

• Population: an estimated 6,990 residents, 51st of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 3.0% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 217 residents.
• Size percentile: Waveland's 6,990 people outrank roughly 83% of the places in Mississippi.
• Population density: about 823 people per square mile across 8.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Waveland ranks 74th among Mississippi's 299 places, at 8.5 sq mi.
• Water area rank: Waveland ranks 46th among Mississippi's 299 places, with 0.14 sq mi.
• State population share: Waveland accounts for about 0.5% of everyone in Mississippi.
• National rank: Waveland is 3,985th of 19,457 places nationwide.
• Growth in Mississippi: Waveland stands 168th by percentage change from 2020 to 2023, among 299 places.
• Against the state trend: Waveland's 3.0% change compares with a Mississippi average of -2.3% across its 299 places.
• Density rank: Waveland places 64th among Mississippi's places by people per square mile.
• Density vs Mississippi: Waveland's 823 people per square mile compare with a state median of 434.
• Location: coordinates 30.2954, -89.3937 (US Census Bureau Gazetteer).
• Nearest larger cities: Bay St. Louis (3 mi); Diamondhead (7 mi); Long Beach (14 mi); Gulfport (21 mi); Picayune (23 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: Pass Christian (9 mi); Pearl River (22 mi); Poplarville (38 mi).
• Within a 50-mile radius: 9 smaller Census places.
• Within 100 miles: 37 places are larger than Waveland.

How Waveland compares across Mississippi

Among Mississippi's 299 places, Waveland sits at 51st for population, a share of roughly 0.5% of the state. For population change between 2020 and 2023, Waveland ranks 168th of 299 in Mississippi (about the 44th percentile). Its roughly 823 residents per square mile place it 64th among Mississippi's places. By land area, its 8.5 square miles rank 74th of 299 places in Mississippi.

What is available to Waveland borrowers

At roughly 823 people per square mile, Waveland is moderately settled; 15 larger places lie within 50 miles. Whether Waveland has a local branch or not, a Mississippi-licensed lender can serve its 6,990 people online on the same terms. The nearest larger city, Bay St. Louis, MS about 3 miles away.

Waveland on the map

Inside Waveland's boundaries lie roughly 8.5 square miles of land and 0.14 square miles of water. Spread across it are roughly 823 residents per square mile. The state's population centre of gravity, Jackson, is roughly 148 miles away. Waveland has 15 larger places within a 50-mile radius. The 100-mile radius contains 37 larger places.

Inside a Waveland personal loan

In Waveland, a small town of about 6,990, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Waveland's 6,990 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Waveland loan is knowable in advance — unlike a revolving card balance.

What Mississippi law requires in Waveland

This table holds the Mississippi rate and licensing rules for consumer loans made to Waveland's 6,990 residents.