Personal loans in Picayune, MS

Picayune is a small town in Mississippi, with an estimated 11,862 residents, and every licensed lender here follows the same state rulebook. A 2020-to-2023 comparison shows Picayune down by about 0.2%. Use the calculator on this page to price an amount and term before you commit in Picayune. The nearest larger city is Slidell, LA about 18 miles away.

What the Census records for Picayune

Read the local figures below as context; read the sourced Mississippi table as the rulebook a lender here must follow.

• Population: 11,862 people, a figure that places Picayune 35th among the 299 Census places in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: Down about 0.2% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 28 fewer since the 2020 base.
• Size percentile: about 88% of Mississippi communities are smaller than Picayune (11,862 residents).
• Population density: 658 people per square mile on 18.0 square miles of land.
• Land area rank: Picayune's 18.0 square miles rank 34th of 299 places in Mississippi.
• Water: Picayune holds about 0.08 square miles, the 63rd-largest water area in Mississippi.
• Share of state population: Picayune's 11,862 residents are about 0.8% of Mississippi.
• National standing: Picayune ranks 2,796th of 19,457 US places.
• Growth rank: Picayune ranks 64th among Mississippi's 299 places for the 2020-to-2023 change.
• Versus Mississippi: the state average change is -2.3%, while Picayune moved 0.2%.
• Density rank: Picayune places 82nd among Mississippi's places by people per square mile.
• Density vs Mississippi: Picayune's 658 people per square mile compare with a state median of 434.
• Location: 30.5308, -89.6706 (US Census Bureau Gazetteer).
• Nearest larger cities: Slidell (18 mi); Mandeville (28 mi); Long Beach (33 mi); New Orleans (37 mi); Gulfport (37 mi). Living near a larger metro rarely changes what is available in Picayune.
• Smaller communities within reach: Pearl River (12 mi); Sun (17 mi); Bogalusa (20 mi).
• Smaller neighbours: 21 places smaller than Picayune sit within 50 miles.
• At 100 miles: 26 larger Census places fall inside that radius.

Borrowing reach in Picayune

At roughly 658 people per square mile, Picayune is moderately settled; 9 larger places lie within 50 miles. Distance to a branch rarely matters for Picayune's 11,862 residents: the application is online and the price follows your credit file. The nearest larger city, Slidell, LA about 18 miles away.

Inside a Picayune personal loan

With roughly 11,862 residents, Picayune is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Picayune's rank of 35th in Mississippi: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Picayune decides the split between a comfortable payment and the total interest you pay.

A pre-application checklist for Picayune

Before you hand your details to a lender in Picayune, where the population is near 11,862:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Mississippi licence with the regulator named above before committing.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

In Picayune as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 11,862 residents.

Picayune on the map

Inside Picayune's boundaries lie roughly 18.0 square miles of land and 0.08 square miles of water. That land carries about 658 people per square mile. Jackson, the largest place in Mississippi, is about 127 miles from Picayune. Within 50 miles of Picayune there are 9 larger Census places. The 100-mile radius contains 26 larger places.

Mississippi rules behind a Picayune personal loan

Read the table as a lender's compliance picture for Picayune: the rule, the sourced figure, the publisher and the date.