Personal loans in Washburn, ND

With 1,283 residents, Washburn outranks about 89% of the communities in North Dakota. From the 2020 Census base to the 2023 estimate, the population declined by about 1.2%. Begin with the payment, then weigh APR and total interest across the lenders that reach Washburn's 1,283 residents. The nearest larger metro is Hazen, ND about 28 miles away.

Borrowing in Washburn: the local picture

What follows is Washburn's place in the Census record, alongside the North Dakota rules that govern a personal loan made here.

• Population: 1,283 people, a figure that places Washburn 39th among the 355 Census places in North Dakota (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 1.2% across the 2020-to-2023 comparison.
• Net change: roughly 16 fewer people than the 2020 Census counted.
• Size percentile: about 89% of North Dakota's Census places are smaller than Washburn.
• Population density: about 761 people per square mile (Census land area 1.7 sq mi).
• Land area: Washburn covers 1.7 square miles, the 50th-largest area among North Dakota's 355 places.
• Water area: Washburn has 0.10 square miles of water, ranking 17th of 355 places in North Dakota.
• Share of state population: Washburn's 1,283 residents are about 0.2% of North Dakota.
• National standing: Washburn ranks 9,302nd of 19,457 US places.
• Growth rank: Washburn ranks 131st among North Dakota's 355 places for the 2020-to-2023 change.
• State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Washburn's 1.2%.
• Density rank: Washburn is the 79th most densely settled place in North Dakota.
• Density vs North Dakota: Washburn's 761 people per square mile compare with a state median of 352.
• Location: 47.2940, -101.0278 (Census Gazetteer coordinates).
• Nearest larger cities: Hazen (28 mi); Garrison (31 mi); Mandan (33 mi); Beulah (35 mi); Bismarck (35 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Underwood (12 mi); Wilton (15 mi); Stanton (17 mi) — useful context for the surrounding area.
• Smaller neighbours: 24 places smaller than Washburn sit within 50 miles.
• Larger places within 100 miles: 16.

What to do before borrowing in Washburn

Complete these steps first when you borrow in Washburn (1,283 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's North Dakota licence with the regulator listed on this page.
5. Test the payment against your current bills before you commit.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Keep the amount to the expense; an approval is not a reason to take more.

In Washburn as elsewhere in North Dakota, the written terms — not the advertisement — are what count for its 1,283 residents.

Washburn against the rest of North Dakota

Within North Dakota, Washburn holds roughly 0.2% of all residents, the 39th-largest share among 355 places. On the 2020-to-2023 trend, Washburn stands 131st among North Dakota's 355 places — roughly the 63th percentile. At about 761 people per square mile, Washburn is the 79th most densely settled place in North Dakota. By land area, its 1.7 square miles rank 50th of 355 places in North Dakota.

What North Dakota law requires in Washburn

North Dakota has no separate rate rule for Washburn; the sourced rows below are what reach every lender that serves its 1,283 people.

Getting a loan in Washburn

Washburn is moderately settled, with about 761 people per square mile and 6 larger places within 50 miles. A North Dakota licence lets a lender serve Washburn without a local office, so branch density does not change what its 1,283 residents are offered. The nearest larger city, Hazen, ND about 28 miles away.

Land, water and location for Washburn

The Census Gazetteer records 1.7 square miles of land and 0.10 square miles of water within Washburn. That land carries about 761 people per square mile. The largest place in North Dakota, Fargo, lies about 200 miles away. A 50-mile radius around Washburn takes in 6 places that are larger. Within the same 50 miles lie 24 smaller Census places.